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Jul 15, 2024 · The U.S. banking industry is a cornerstone of the global financial system, recently highlighted by the turbulence of early 2023 when the collapse of several regional banks caused a temporary...
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The U.S. Banking Industry Outlook Survey captures the challenges and opportunities faced by the banking sector amidst economic, regulatory, and technological disruptions, from 200 banking executives surveyed on their views on current industry trends and topics in March 2024.
- Retail Banking: Envisioning New Ways to Serve and Engage with Customers
- Wealth Management: Creating A New Recipe For Greater Success
- Transaction Banking: Shaping The Future of Global Money Flows
- Investment Banking: Weathering The Storms with Patience and Ingenuity
In the near term, retail banks will have to deal with higher rates, inflation, and lower growth. Net interest income should grow at many banks globally, although housing market stress could temper earnings in Asia Pacific. In the United States, challenges in the mortgage and auto loan markets and increased scrutiny of “junk fees” could also dent ba...
The wealth management industry is at an inflection point. Market dynamics are being shaped by multiple forces, in addition to macroeconomic conditions. Other trends, such as the democratization of advice and demographic shifts, including generational wealth transfer, are also upending established business models and existing ways of serving custome...
Transaction banking businesses are standing firm despite recent market uncertainties. For many banks, these divisions have been a steady source of revenues and profits. In the near term, however, macroeconomic uncertainties and geopolitical risks are expected to test their resilience. But there are some bright spots, including migration to the new ...
Investment banking businesses will likely face a unique set of challenges in 2023. In the near term, banking institutions will likely be preoccupied with how best to react to macroeconomic conditions, including divergent interest rate trajectories across the globe. Volatility across asset markets may bode well for the Fixed Income, Currencies, and ...
The FDIC is proud to be a pre-eminent source of U.S. banking industry research, including quarterly banking profiles, working papers, and state banking performance data. Browse our extensive research tools and reports.
May 5, 2022 · S&P Global Market Intelligence examines the U.S. government’s and the Fed’s efforts to mitigate the economic blow of the pandemic, the inflation that followed during the economic recovery and the impact those actions have had on the banking industry’s profitability and credit quality.
Statistics at a Glance - 4th Quarter 2021. 1Nonaccruing loans and loans past due 90+ days. 2Loss reserve as a percentage of noncurrent loans.
• The U.S. banking industry has found greater stability following bank failures in March and April 2023, and we expect most banks to perform well and build capital in 2024. • Still, potential further declines in deposits, funding cost pressures, unrealized losses, commercial real estate (CRE) exposures, and economic uncertainty
