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1. Dictionary

   Cer·tif·i·cate of de·pos·it

   noun

   • 1. a certificate issued by a bank to a person depositing money for a specified length of time.

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2. People also ask

   Is a certificate of deposit a good investment?

   • Recent Examples on the Web The window for securing a top-notch rate on a certificate of deposit (CD) may soon close, according to The New York Times. Becca Stanek, theweek, 17 Jan. 2024 With treasury, money market and certificate of deposit yields north of 5% last year, a decent return could be made with very little risk.

   Certificate of deposit Definition & Meaning - Merriam-Webster

   www.merriam-webster.com/dictionary/certificate of deposit

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   What is a certificate of deposit (CD)?

   • A certificate of deposit (CD) is a type of savings account that pays a fixed interest rate on money held for an agreed upon period of time. Offered by both banks and credit unions, CDs differ from standard savings accounts in that CD funds must remain untouched for the entirety of their term—or you'll incur a penalty.

   What Is a Certificate of Deposit (CD) and What Can It Do for You?

   www.investopedia.com/terms/c/certificateofdeposit.asp

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   What is a fixed rate Certificate of deposit?

   • A fixed rate certificate of deposit is a CD that has a set or fixed interest rate that is paid over the entire term of the instrument. The total fixed interest earned along with the CD principal is paid to the investor once the certificate of deposit reaches maturity.

   Certificates of Deposit: All You Need to Know - Investopedia

   www.investopedia.com/certificate-of-deposits-4689733

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   What is the difference between a CD and a share certificate?

   • Like regular savings accounts, certificates of deposit are insured, so you get your money back in the unlikely event your bank goes bankrupt. CDs at banks are insured by the Federal Deposit Insurance Corp. Share certificates are the name for CDs at credit unions, the not-for-profit equivalent of banks.

   What Is a CD (Certificate of Deposit)? - NerdWallet

   www.nerdwallet.com/article/banking/cd-certificate-of-deposit

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3. www.investopedia.com › c › certificateofdepositWhat Is a Certificate of Deposit (CD) and What Can It Do for You?

   www.investopedia.com › c › certificateofdeposit

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   May 22, 2024 · A CD is a savings account that pays a fixed interest rate for a fixed term, usually offered by banks and credit unions. CDs are safer and more conservative than stocks and bonds, but offer higher rates than savings accounts.

   • Author: Jason Fernando

   • Video Duration: 2 min

4. www.bankrate.com › banking › cdsWhat is a CD (certificate of deposit)? - Bankrate

   www.bankrate.com › banking › cds

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   Oct 2, 2023 · A CD (certificate of deposit) is a low-risk deposit account that pays a fixed rate of return for a set period of time. Learn the benefits and drawbacks of CDs, how they compare to savings accounts, and how to pick the best term and APY for your needs.

   • Choosing a CD term should be based on when you’ll need access to the money. For instance, if you plan to go on vacation in a year, a one-year CD co...
   • One factor that can affect CD rates is changes to the Federal funds rate, which is the Federal Reserve’s benchmark rate. When this rate goes up, co...
   • Types of CDs include traditional CDs, no-penalty CDs, jumbo CDs, bump-up CDs, step-up CDs, zero-coupon CDs, callable CDs and IRA CDs.

5. www.nerdwallet.com › cd-certificate-of-depositWhat Is a CD (Certificate of Deposit)? - NerdWallet

   www.nerdwallet.com › cd-certificate-of-deposit

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   Mar 13, 2024 · A CD is a type of savings account with a fixed rate and term, usually higher than regular savings accounts. Learn how to choose a CD, compare rates, avoid penalties and find the best CD for your goals.

   • Video Duration: 14 min

6. www.investor.gov › certificates-deposit-cdsCertificates of Deposit (CDs) | Investor.gov

   www.investor.gov › certificates-deposit-cds

   • Cached

   A CD is a savings account that holds a fixed amount of money for a fixed period of time and pays interest. Learn about the benefits, risks, and types of CDs, and how to check out the issuer or deposit broker.

7. www.investopedia.com › certificate-of-deposits-4689733Certificates of Deposit: All You Need to Know - Investopedia

   www.investopedia.com › certificate-of-deposits-4689733

   • Cached

   6 days ago · A certificate of deposit (CD) is a deposit account that has a fixed term and pays interest at maturity. Learn about different types of CDs, how they work, and how they fit into your savings and investment planning.

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8. Videos

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     Here’s How It Works: Certificates of Deposit

     Feb 7, 2019

     3.5K Views

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     What are Certificates of Deposit? (CDs)

     Jan 4, 2021

     115.6K Views

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     What You Need To Know About CDs (Certificates of Deposit)

     Mar 23, 2021

     30K Views

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9. www.consumerfinance.gov › ask-cfpb › what-is-aWhat is a certificate of deposit (CD)? | Consumer Financial ...

   www.consumerfinance.gov › ask-cfpb › what-is-a

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   Aug 28, 2023 · A CD is a savings account with a fixed term and interest rate. Learn how CDs work, how they are insured, and how to compare different offers from banks and credit unions.

10. www.merriam-webster.com › dictionary › certificate ofCertificate of deposit Definition & Meaning - Merriam-Webster

    www.merriam-webster.com › dictionary › certificate of

    • Cached

    Jan 17, 2024 · A certificate of deposit (CD) is a money-market bond that pays fixed interest and can only be redeemed on maturity. Learn more about the history, usage and legal meaning of CDs from Merriam-Webster dictionary.