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Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
More than 80 credit unions in over 280 locations across Ireland now offer their members easy and convenient access to their money via a current account, in conjunction with a globally accepted debit card. Can be used in-store, online or at ATMs across the globe.
Introduction. Credit unions are financial co-operatives where members can save and lend to each other at fair rates of interest. They are non-profit organisations that have a volunteer ethos and community focus. You can become a member of a credit union if you have a common bond with other members.
In many ways credit unions differ from banks and other financial institutions. They are not-for-profit, member-owned financial service organisations which have been serving the people of Ireland since 1958.
Online Banking is available to all Access Credit Union Members. Transfer funds, pay a bill, or check you account balances all from the comfort of your home. Login to CUonline here.
Becoming a member of Public Service Credit Union is very easy and highly beneficial. Avail of our quality service, flexible loans, and a competitive dividend on your savings!
There is an extensive legal and regulatory framework in place for the Irish credit union sector. The following are the main items of legislation and regulations relevant to the regulation and supervision of credit unions: Central Bank Act, 1942; Credit Union Act, 1997; Central Bank Reform Act, 2010;
