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  1. Created in 1990 and first known as SoftSecond, ONE Mortgage has helped over 22,000 low- and moderate-income households purchase their first home. Over 40 lenders around the Commonwealth offer ONE Mortgage. Use this calculator to see what you can afford.

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  3. First time homeownership counseling programs provide prospective homebuyers with resources to determine if homeownership is right for them and assist mortgage applicants with navigating the home-buying process.

  4. MassDREAMS is a Massachusetts program that provides down payment and closing cost grants to first-time homebuyers who meet the program's eligibility criteria and who currently live in one of the 29 communities that were disproportionately impacted by the COVID-19 pandemic: Attleboro, Barnstable, Boston, Brockton, Chelsea, Chicopee, Everett ...

  5. Sep 3, 2024 · If you’re a first-time home buyer in Massachusetts with a 20% down payment, you can get a conventional loan with a low interest rate. And you never have to pay for private mortgage...

  6. Feb 6, 2024 · MassHousing provides first-time homebuyers with down payment assistance (DPA) for 10 percent of the home’s purchase price, for up to $30,000 or $50,000 depending on where you’re buying. The ...

  7. Sep 17, 2022 · BOSTON --- MassDREAMS (Delivering Real Equity and Mortgage Stability) is a federally funded grant program designed to provide eligible first-time homebuyers who currently reside in a Disproportionately Impacted Community with up to $50,000 in down payment and closing cost assistance for the purchase of a primary residence anywhere in the Commonw...

  8. Offered by Massachusetts Housing Partnership (MHP) and designed specifically for low- and moderate-income first-time homebuyers, the ONE Mortgage offers consumers the comfort of knowing their mortgage is financially sustainable. Product Features. Discounted 30-year fixed interest rate. No points are charged to the homebuyer.

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