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  1. Packagers are encouraged to visit the Direct Loan Application Packagers page for information and resources specific to packaging Section 502 Home Purchase Program. Eligibility for repair assistance considers the applicant's age, household income, and Total Debt (TD) ratio. To qualify for a grant, the applicant must be 62 or older.

    • Eligibility

      If you are an applicant or an individual interested in...

    • Nonfarm Tract

      Home Phone (Incl. Area Code) Form RD 410-4 Form Approved...

    • All Programs

      This provides grants to sponsoring organizations for the...

    • HUD Title 1 Property Improvement Loan Program
    • Rehabilitation Mortgage Insurance Program
    • Local Government Loan Programs

    The HUD Title 1 property improvement loan programoffers loan amounts and repayment terms based on the type of property you have.

    Find out about the 203(k) rehabilitation mortgage insurance program. It lets homebuyers and homeowners borrow an extra $35,000 through their mortgage for home repairs and improvements.

    For programs in your community, find your local or county government websiteand search for its housing department.

  2. Weatherization and energy efficiency assistance. Weatherization and energy efficiency assistance programs help you improve your home to save money on heating and cooling costs. Learn about government programs that may help you afford to repair or improve your home, including weatherization and energy efficiency.

  3. You can repay loans over 20 years. The fixed interest rate for the loan is 1%. Loans of $7,500 or more require full title service. Grants have a lifetime limit of $7,500. You must repay grants if you sell the property in less than 3 years. You may be able to get a loan and grant combination if you can repay part but not all of the cost.

  4. Title: Single Family Housing Home Repair Loan and Grant Program Author: United States Department of Agriculture Rural Development Subject: Provides loans to very-low-income homeowners to repair, improve, or modernize their homes, or provides grants to elderly, very-low-income homeowners to remove health and safety hazards.

  5. Dec 15, 2023 · Home improvement grants for veterans. VA Specially Adapted Housing (SAH) Grant – Designed for veterans who have service-connected disabilities, the SAH grant provides support for building ...

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  7. Dec 20, 2023 · Section 504 Home Repair Program. The Section 504 Home Repair Program, also known as Single-Family Housing Repair Loans and Grants, is a government-backed loan program overseen by the U.S. Department of Agriculture (USDA). Intended to provide financial assistance for low income (below 50% of median income in the local area) and elderly ...

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