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We offer 10, 15, 20, or 30-Year Fixed Rate Mortgages for home purchase or refinancing. Explore our options to find the home loan that meets your needs.
Featured mortgage rates. The mortgage types shown below represent a sample of our home loan products. The rates shown are based on a $250,000 loan up to the maximum term length for a single family home. 1 Payments represent principal and interest only; taxes and insurance are not included.
View our rates for mortgages, lines of credit, auto loans, and personal loans. View lending rates. Share & Deposit Account Rates. Explore rates for our Checking and Share Accounts, Share Term Certificates, and more. View account rates. Account & Lending Fees. Find fees associated with each type of SECU account. View fees.
Do a Rate Search. Start a New Application. Finish an Existing Application. Login to Secure Doc Center. Resource Center. Branch Operations: Monday thru Friday from 8:30 am - 5:30 pm, Eastern Time<br/>Online: 24/7 Member Services Support.
Jan 10, 2024 · State Employees' Credit Union earns 4 of 5 stars for average mortgage rates. NerdWallet analyzes federal data to compare mortgage lenders’ origination fees and offered mortgage rates.
The Mortgage Center also provides you with updated resources and information you need during the application process. You can get personalized quotes on rates and payment estimates, as well as instructions and assistance on finding the right loan for you.
Apr 25, 2022 · At a glance: SECU offers innovative loan programs with no private mortgage insurance required even for low-down-payment loans, but membership is restricted to North Carolina state employees and eligible family members. In this review: Credit Union mortgage purchase review; State Employees’ Credit Union mortgage refinancing review
Aug 1, 2022 · State Employees’ Credit Union (SECU) offers conventional fixed- or adjustable-rate mortgage products. It also has a program to help first-time homebuyers get up to 100% financing and closing cost assistance.
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Interest rate Term (years) i. Must be between 1 and 40 years $ % Term Down payment. i. Must be between 0.000% and 99.000% $ % Down payment Property tax (yearly) i. Must be between $0 and $2,000,000 $ % Property tax Homeowners insurance ...