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  1. All regular account opening procedures apply. $25 minimum deposit required to open a U.S. Bank consumer checking account. Members of the military (requires self-disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. Footnote 8.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Exclusive Smart Rewards cash back deals are available to...

    • Military Banking

      With a VA home loan from U.S. Bank, you can buy a home or...

    • Check Routing Number

      There are two ways to find your routing number in the U.S....

    • Log In

      Contact Us. User Name and Passwords If you are an existing...

  2. For personal accounts: Gather your U.S. Bank card or account number and PIN along with your Social Security number to complete a one-time enrollment process. If you don’t have a PIN or need a new one, please contact 24-Hour Banking at 800-USBANKS (872-2657). For business accounts: You’ll need an ATM or debit card. You can apply for these at ...

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  4. Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. Select Savings accounts. Then choose Start saving to begin the application process. Review our Checking Accounts or Savings Accounts pages to find the one that's right for you.

  5. Apr 18, 2024 · 4. Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing ...

  6. U.S. Bank Mobile App steps: Select the Menu icon located in the upper left corner, then select Shop cards, loans & more . Select Checking accounts or Savings Accounts . From here you can compare account types and learn more details. Once you've decided on the product you'd like to apply for, select Apply now to begin the application process.

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