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Feb 1, 2024 · Bluevine Business Checking. is an online-only option with unlimited, fee-free transactions. As an added bonus, this no-fee account earns. 2.00%. annual percentage yield on balances up to and ...
Apr 25, 2024 · Aside from these features, the U.S. Bank Silver Business Checking account has a few other notable benefits. First, you can get a 50% discount on your first check order, up to $50. That can save ...
- Is U.S. Bank FDIC insured?Yes, U.S. Bank National Association is FDIC insured (FDIC# 6548). Your deposits are insured for up to $250,000 per depositor, for each account owne...
- Is this a free business checking account?In terms of a monthly maintenance fee, yes, the U.S. Bank Silver Business Checking account is fee-free. Other account fees may apply, however.
- Are there other business checking options to choose from?Yes, U.S. Bank also offers the U.S. Bank Gold Business Checking Account Package and U.S. Bank Platinum Business Checking Account Package. Gold Busi...
- Does U.S. Bank also offer small business cash management and merchant services?Yes, in addition to checking accounts, U.S. Bank also offers a range of small business banking services to help with managing cash flow. U.S. Bank...
- How can I get help with my account?U.S. Bank business customer support is available in person at your nearest branch or by phone at 877-593-1102. You can call customer support Monday...
People also ask
Which US bank business checking account is best?
Does US bank offer a business checking account?
Is US Bank silver a good business checking account?
Is US Bank a good business checking provider?
- U.S. Bank Business Checking Account Options
- U.S. Bank Business Checking Key Features and Benefits
- U.S. Bank Business Checking Fees and Charges
- Additional U.S. Bank Business Services and Products
- Opening A U.S. Bank Business Checking Account
- U.S. Bank Customer Support and Feedback
- How U.S. Bank Business Checking Compares
The U.S. Bank Silver Business Checking Packageis the bank's strongest business checking account. It has zero monthly bank maintenance fees. This account might not be the best choice if you plan on making more than 125 transactions per month. U.S. Bank charges a fee for exceeding the account's monthly transaction limit.
The U.S. Bank Gold Business Checking Package is a step up from the U.S. Bank Silver Business Checking Package. Each month, the Gold Business Checking Account allows you to make 300 free transactions and deposit $10,000 or make 100 free cash transactions. You also can get a traditional or interest-earning version. With this account, you'll want to be mindful of the $20 monthly service fee. The monthly fee may only be waived if you have a U.S. Bank Payment Solutions Merchant Account, receive a...
The U.S. Bank Platinum Business Checking Packagemight be a decent choice if you regularly make up to 500 transactions per month and maintain a high account balance. Otherwise, you might have to deal with monthly service fees or excess monthly transaction fees.
National Branch and ATM Presence
U.S. Bank has more than 2,200 branches across 26 states. Locations are available in Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming. The bank offers ATMs across 40 states and is part of the MoneyPass ATM Network, which provides access to over 37,000 ATMs.
Free Monthly Transactions
U.S. Bank has limits on how many free monthly transactions you can have a month. If you exceed the free monthly limit on any business checking account, there's an excess monthly transaction fee, which can add up if you go over frequently. While it's nice that U.S. Bank has different monthly limits for each of its business checking accounts, other business banking options might be a better fit. Some online banks have business checking accounts with unlimited transaction limits.
Free Cash Deposits
U.S. Bank, like many other brick-and-mortar banks, lets you make free cash deposits to business checking accounts. In comparison, some online banks don't let you make cash deposits or charge a fee for each cash deposit you make.
U.S. Bank business checking account fees vary depending on which type of account you have. The U.S. Bank Silver Business Checking Packagehas no monthly service fee, but it has the highest excess monthly transaction fee. The U.S. Bank Gold Business Checking Package is the in-between option of the three business checking account packages. It has a $2...
U.S. Bank has a variety of business banking services and products. In addition to having business checking accounts, you can open a business savings account, a business money market account, or a business CD. You could also get a business loan, apply for a business line of credit, or choose from a variety of business credit card options.
You can open a U.S. Bank business checking account online or at a branch. To apply, you must have an employer identification number(EIN) or a tax ID number. You'll input basic information about yourself, your name, email address, Social Security number, and phone number. Business documentation is also necessary for opening a business checking accou...
If you have questions about bank products or services, visit the FAQ page on the bank's website. Customer service representatives are available at nearby branches or by phone to answer questions about business products. Business Service Center hours are 8 a.m. to 8 p.m. CT on weekdays and 8 a.m. to 6:30 p.m. CT on Saturdays. U.S. Bank has mixed cus...
U.S. Bank vs. Axos
We've compared the U.S. Bank Silver Business Checking Packageto another free business checking account: the Axos Basic Business Checking Account. You'll favor the Axos Bank Basic Business Checking Accountif you plan to make more than 125 transactions per month. The Axos Bank Basic Business Checking Account also might be a better option for avoiding ATM fees and domestic wire transfer fees. The Axos checking account lets you make two free domestic wire transfersper month and provides unlimited...
U.S. Bank vs. NBKC
U.S. Bank and NBKC Bankboth have free business checking accounts that are available throughout the U.S. See how the two banks compare. NBKC will likely be more appealing if you're searching for a hassle-free business checking account. The NBKC Business Checking Accountstands out because there's no limit on monthly transactions, and you may open an account with $0. If you would like to earn a cash bonus when opening a business checking account, you might lean more toward U.S. Bank. NBKC doesn'...
Why You Should Trust Us: How We Reviewed U.S. Bank Business Checking Accounts
We used our business checking account methodologyfor all three U.S. Bank business checking accounts. We use a scale of 0 to 5 stars for our overall rating. We looked various categories, including transaction limits, minimum opening deposit requirements, monthly fees, ATM network/fees, customer support availability, mobile app ratings, and the ethics of the company.
Dec 19, 2023 · U.S. Bank is a great business checking provider for businesses needing affordable in-person banking options. Startups, freelancers, and new business owners with low transaction volumes can benefit from the provider’s Silver Business Checking account, which offers 125 free monthly transactions with no required minimum balance or monthly service fees.
When choosing a bank to open a business checking account with, look for one that provides mobile and online banking to make managing your finances as convenient as possible. Your bank should have an app or mobile-friendly website that allows you to view statements, scan and deposit checks and pay bills virtually. 5. Automated banking tools.
Apr 25, 2024 · The U.S. Bank Silver Business Checking account is designed for businesses that don't have a huge transaction volume. Find out if it's a good fit for you.
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