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  1. May 15, 2024 · A pet insurance pre-existing condition is an illness or injury that your pet had before your coverage started. Pet insurance companies generally do not cover pre-existing conditions. For example ...

    • Jason Metz
  2. Jan 4, 2024 · Most pet insurance companies will not cover costs related to pre-existing conditions. A pre-existing condition refers to any illness or injury that occurred before you bought your pet's policy or ...

    • Cassidy Horton
  3. Jan 30, 2024 · ASPCA's waiting period for cruciate ligament issues is significantly shorter than Nationwide’s — just 14 days compared with 12 months. But unlike Nationwide, it doesn’t cover rabbits, guinea ...

  4. Feb 12, 2024 · Spot pet insurance offers customizable plans with coverage for certain curable pre-existing conditions. You can choose a deductible from $100 to $1,000 and a reimbursement rate up to 90%. One of the benefits of Spot is that it offers an unlimited annual coverage limit if you want to make the most of your policy.

    • Alison Tobin
  5. Mar 29, 2017 · does pet insurance cover pre-existing conditions? In general, pet insurance companies do not cover pre-existing conditions, but each company’s definition of said conditions may vary. If you and your veterinarian weren’t aware of a condition before obtaining the policy, chances are it will be insured, unless it manifests itself prior to the ...

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  7. A pre-existing condition is any condition your pet showed signs of, was diagnosed with, or was treated for before your pet insurance policy’s waiting period ends. Pets with pre-existing conditions can still get pet insurance, they just won’t be covered for diagnostics or treatments related to those conditions.

  8. May 14, 2024 · Best pet insurance for pre-existing conditions. Best overall: Spot Pet Insurance. Best for high reimbursement rate: Pumpkin Pet Insurance. Best for flexibility: ASPCA Pet Health Insurance.

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