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  1. Plans that offer savings for employers, while supporting employee health. Short term insurance. Temporary health plans that fit almost any lifestyle or budget. Dental, vision and supplemental plans. Coverage to add on to health insurance plans. View more plans and products.

  2. UnitedHealthcare is dedicated to being there for what matters. See what you can expect when you choose us as your health care partner. Explore health insurance options including Medicare, Medicaid, individual and family, short term and dental, as well as employer plans.

    • What Is A UHC Exchange Health Plan?
    • UnitedHealthcare Benefit Plans For Exchanges
    • What Do UnitedHealthcare Health Insurance Marketplace Plans Cover?
    • How to Get A UnitedHealthcare Exchange Plan
    • When Does Benefit Coverage Begin?
    • Who Is Eligible For A UHC Exchange Plan?
    • What Is The Role of The Primary Care Physician For Exchange Benefit Plans?
    • How Do Members Choose A Primary Care Physician?
    • Frequently Ask Questions

    UnitedHealthcare is now offering more health care insurance plans available on the ACA health insurance marketplace. These plans provide comprehensive care for members and offer access to a wide network of providers. On its website, UnitedHealthcare states that its exchange benefit plans “are built on patient-centered care, with the goal of enhanci...

    Currently, UnitedHealthcare exchange plans are available in the following states: 1. Arizona 2. Colorado 3. Maryland 4. Massachusetts 5. Nevada 6. New York 7. North Carolina 8. Oklahoma 9. Tennessee 10. Virginia 11. Washington “UnitedHealthcare has filed and is awaiting approval from regulators to participate on the health insurance exchanges in Al...

    Every UnitedHealthcare exchange plan includes coverage for the 10 essential health benefits, which include: 1. Ambulatory patient services (outpatient care you get without being admitted to a hospital) 2. Emergency services 3. Hospitalization (like surgery and overnight stays) 4. Pregnancy, maternity, and newborn care (both before and after birth) ...

    You can buy a plan through your state’s insurance marketplace. Another way to get one of these plans is to contact a licensed health insurance broker. “A broker will be able to easily navigate the federal health care marketplace and/or state-based marketplaces,” Bartleson adds. “Seeking insight from a licensed broker can save you time, and they can...

    Members must pay their first month’s premium before coverage becomes effective.If you’ve not paid your premium during your second or third month, your claims will remain pending until payment is received. The ACA requires that health insurers offer a three-month grace period before terminating coverage for members with unpaid premiums. This grace p...

    Anyone eligible to obtain health insurance coverage on federal or state health insurance exchanges can apply for a UnitedHealthcare exchange plan. To be eligible for any exchange plan, you must: 1. Live in the U.S. 2. Be a U.S. citizen or national 3. Not be incarcerated

    To help manage health care needs and treatment, UHC exchange plans require that members are assigned a primary care physician (PCP) within their service area. The PCP has to submit electronic referrals if members want to see a network specialist physician. Any specialists have to be located within the defined service area for your plan. “A primary ...

    Unlike other ACA plans, a UnitedHealthcare exchange plan doesn’t allow you to choose your primary care physician. Each member is assigned a PCP upon enrollment. Additionally, every member of your family may be assigned a different PCP, depending on their needs. Once your PCP is assigned, you can view information about this healthcare provider on th...

    Do exchange health plans require advance notification or prior authorization?

    Prior authorization and advance notification are required for particular plan services because UnitedHealthcare wants to determine if those services are covered under your benefits. Prior authorization approval is given only for services that UnitedHealthcare deems are medically necessary, per the member’s benefit plan and applicable policies and guidelines.

    Is UnitedHealthcare under Medicaid?

    UnitedHealthcare exchange plans are separate and distinct from Medicaid, a government-run public health insurance program. Private insurance companies can offer Medicaid and Medicare plans, but those aren’t sold in the health insurance marketplace. Instead, you have to go through the Centers of Medicare and Medicaid Services or your state.

    How do you know what’s considered in-network for exchange benefit plans?

    Each ACA plan has its own network directory that lists its in-network medical providers and medical facilities. Use UnitedHealthcare’s Find a Provider online toolto determine if your preferred provider or specialist is in-network. “Providers must have locations within your service area — usually the state in which your plan is offered — to be eligible for in-network status,” says Martucci.

  3. Oct 1, 2022 · PRESS RELEASE. UnitedHealthcare’s 2023 Medicare Plans Add New Benefits, Simplicity for Consumers. October 01, 2022 | 6 min Read. 95% of all individual Medicare Advantage members will see improved benefits in 2023. Simplified comprehensive dental benefit offers broader coverage and lower costs.

  4. Oct 1, 2020 · 2020. PRESS RELEASE. UnitedHealthcare’s 2021 Medicare Plans Bring Unique Solutions for Unique Times. October 01, 2020 | 9 min Read. Plans designed to help people navigate health from home, in-person, online and across every touch point in between. More plans, including HMOs, have access to the UnitedHealthcare Medicare National Network.

  5. UnitedHealthcare | Fast, Easy ACA Enrollment. Find your most affordable health plan. New, expanded savings available from the American Rescue Plan. Compare quotes from multiple insurance companies. Enroll in under 10 minutes. See plans. 4 out of 5 people find a plan for $10/month or less! As seen on See all press →. What is HealthSherpa?

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