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  1. Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance. PIP covers 80 percent of all necessary and reasonable medical expenses up to $10,000 resulting from a covered injury, no matter who caused the crash.

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  3. May 29, 2024 · Is the state minimum enough car insurance in Florida? State minimum car insurance is the minimum level of coverage required by Florida law. While it may be sufficient to meet Florida’s legal requirements, it won’t necessarily provide adequate protection if you are involved in an accident.

  4. Apr 14, 2023 · If you’re a Florida resident, you must meet these minimum auto insurance requirements to drive: $10,000 in property damage liability insurance. $10,000 in personal injury protection, or PIP...

  5. According to Florida car insurance laws, vehicle owners are required to have a minimum amount of insurance coverage for Personal Injury Protection (PIP) and Property Damage/Liability...

  6. Aug 22, 2024 · Do Florida's required minimums provide enough coverage? Florida’s car insurance minimums are quite low. For this reason, it’s highly recommended that drivers obtain coverage above the state-mandated limits. Low minimum coverage limits may not adequately cover most costs.

  7. Aug 12, 2024 · The minimum car insurance coverage in Florida includes $10,000 for personal injury protection and $10,000 for property damage liability. Florida doesn't require bodily injury liability for the minimum coverage, though getting additional coverage can provide more comprehensive protection.

  8. Aug 6, 2024 · Yes, you must carry a minimum of $10,000 in coverage in both PIP and PDL to meet Florida minimum car insurance requirements: Personal Injury Protection (PIP) Property Damage Liability (PDL) You may just want to get basic auto insurance in Florida if you don’t drive often and want to save money.

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