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      • Complete the Free Application for Federal Student Aid (FAFSA) process. The UGA Office of Student Financial Aid (OSFA) will include the loan amount for which the student is eligible on his or her Award on Athena which the student must then accept or decline.
      osfa.uga.edu › types-of-aid › undergraduate
  1. Loans for Undergraduate Students. Click on the various loan sub-categories to learn about the different types of student loans for which you can apply as an undergraduate student, and watch the videos below. The University of Georgia’s most recent three-year cohort default rate (FY 200) is 0%.

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    • Description
    • Process
    • Amounts
    • Eligibility
    • Cancelling Your Federal Direct Student Loan

    A loan funded by the U.S. Department of Education that is awarded by the UGA Office of Student Financial Aid (OSFA) to eligible undergraduate students whose total Estimated Financial Assistance (EFA) is less than their Cost of Attendance (COA). The Department of Education defers repayment of the loan principalwhile the student is enrolled at least ...

    Complete the Free Application for Federal Student Aid (FAFSA)process.
    The UGA Office of Student Financial Aid (OSFA) will include the loan amount for which the student is eligible on his or herAward on Athenawhich the student must then accept or decline.
    If a first-time borrower at UGA, or if otherwise required, the student must complete the Entrance Counseling and Master Promissory Note applicable to Federal Direct Subsidized / Unsubsidized Loans....
    The Award Year Unsubsidized Loan amount cannot exceed applicable Annual Limits and when added to the student’sEstimated Financial Assistance cannot exceed his or her Cost of Attendance.
    Undergraduate fourth-year students (seniors) should also see Prorating Undergraduate Subsidized & Unsubsidized Annual Loan Limits.
    The minimum loan amount is $100 per semester.
    Students must meet all Basic Student Eligibilitycriteria, and
    cannot have reached their Federal Unsubsidized Loan Aggregate Limit.
    must be enrolled at least half-time (6 hours) to be eligible for that semester’s unsubsidized loan.

    If your loan has not yet been disbursed to you, you can cancel it at any time in one of the following ways: 1. If your loan is still in an offered status on Athena, you can declineall or part of the loan online; 2. If you have already accepted your loan and now wish to cancel all or part of it, view instructions on completing a Change in Aid Reques...

  3. busfin.uga.edu › bursar › bursar_perkins_loanUGA Finance Division

    Repayment is made in equal monthly installments and is made directly to the UGA, Student Account ServicesLoan Servicing department. Repayment begins on the 1st of the month after the nine month grace period following graduation, withdrawal or enrollment less than a half-time.

  4. Learn more about Subsidized Loans. Learn more about student loans and how much to borrow at College Money Matters. View federal student loan information and options available for repayment.

  5. Based on your spending plan, which includes all financial aid, you only need $1,000 per semester. Only accept $2,000 of the loan, which is the $1,000 needed for two semesters. Information on the various types of educational financial loans for postsecondary education.

  6. As part of our mission to increase access to postsecondary education, the Georgia Student Finance Commission has a variety of grants, loans and scholarships to help residents with the cost of a higher education.

  7. busfin.uga.edu › bursar › bursar_quick_linksUGA Finance Division

    Options for making payments, including the UGA Payment Plan. *Effective Fall 2020, cash will no longer be accepted. Please see Payment Options section below for additional payment methods. Estimated Cost Calculator.

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