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  2. Basic Allowance for Housing Rate Lookup. Use the forms below to find BAH rates by ZIP code, supplemental rate information, or to download annual BAH rate data for all locations and all pay grades.

  3. The national average BAH rates for service members with and without dependents rose by 5.4% from 2023 to 2024. Because the Defense Department calculates the rates based on a combination of local...

  4. BAH is an allowance to offset the cost of housing when you do not receive government-provided housing. Your BAH depends upon your location, pay grade and whether you have...

    • 2024 Bah Rates
    • Individual Rate Protection
    • Bah Rates Below Actual Housing Cost
    • Bah Does Not Cover Renter's Insurance
    • Bah and The GI Bill
    • Keep Up with Military Pay Updates

    The 5.4% average increase from 2023 to 2024 represents another larger-than-normal increase. The 2023 increase of 12.1% was up from 5.1% in 2022. The department bases BAH on a combination of local costs for rent and utilities for various housing types. Any fluctuation of one or more of those factors affects BAH rates for that location. Related: Lear...

    In locations where the BAH rate falls from one year to the next, service members already living there will have their BAH rate protected thanks to individual rate protection. The policy prevents the BAH rate from being lowered as long as the service member's status remains unchanged.

    After a congressionally mandated change, BAH rates were slowly reduced over time to 5% below actual housing costs. That process was completed in 2019. The nearly one million troops who receive BAH will absorb $84 to $194 of their calculated housing costs monthly in 2024. Rates will continue to sit at 95% of actual costs going forward. Related: How ...

    Another congressionally mandated change eliminated renter's insurance from the BAH calculation. That means troops are expected to pay out of pocket for such insurance. Privatized base housing companies also no longer provide that protection as part of on-base rental agreements. Related: See your BAH rates

    The GI Bill Monthly Housing Allowance (MHA) is generally the same as the BAH for an E-5 with dependents. MHA is based on the ZIP code for the school a service member attends. Unlike the BAH, which changes Jan. 1 of every year, the GI Bill MHA rates change Aug. 1, the beginning of the academic year. Read more about the GI Bill MHA rates.

    Military pay and benefits are constantly changing. Make sure you're up-to-date with everything you've earned. Subscribe to Military.comto receive updates on all of your military pay and benefits, delivered directly to your inbox. -- Amanda Miller can be reached at amanda.miller@military.com.

  5. Dec 14, 2023 · Dec. 14, 2023 |. The Department of Defense has released the 2024 Basic Allowance for Housing rates. Basic Allowance for Housing rates will increase an average of 5.4 percent when the new...

  6. Dec 15, 2021 · Dec. 15, 2021 |. The Department of Defense has released the 2022 Basic Allowance for Housing (BAH) rates. BAH rates will increase an average of 5.1 percent when the new rates take...

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