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  1. From our competitive rates to great personal service, our First Century Bank Mortgage Team is here to assist you in the home buying process. First Century Bank offers a variety of loan terms to help you get the financing you need whether you are purchasing your first home, or refinancing your current home.

  2. May 1, 2024 · Best overall. HELOC. For veterans. Low credit. FHA.

  3. May 1, 2024 · Forbes Advisor compiled a list of lenders that offer first-time home buyers low-down-payment mortgages, specialty loans, flexible underwriting and reasonable costs to simplify your mortgage ...

  4. Mar 28, 2024 · First-time home buyer programs provide home buyers with affordable ways to finance their home purchase. Some programs allow eligible buyers to buy a house with little to no money down , limited closing costs and more flexible credit score requirements.

  5. Mar 12, 2024 · Here are six first-time home buyer loans and programs that are worth exploring. FHA loans are government-insured mortgages that require as little as 3.5% down. VA loans are zero-down-payment...

  6. Feb 20, 2024 · What Is a First Mortgage? A first mortgage is the loan you initially borrow to buy your home, whereas a second mortgage is a home equity loan or line of credit taken out against the value of...

  7. May 2, 2024 · Best mortgage lenders for first-time homebuyers. Ally: Best for a quick application process. Better: Best for fast rate locks. Bank of America: Best for low-income borrowers. Chase: Best for ...

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