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  1. COBRA is a federal law that allows workers and their families to keep their group health benefits for a limited time after certain life events. Learn about COBRA eligibility, rights, costs, and how to apply for continuation coverage.

    • Learn How Cobra Works
    • Find Out If You Are Eligible For Cobra
    • How to Get Cobra Coverage
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    COBRA applies to most private sector businesses with 20 or more employees. It requires an employer's group health insurance plan to continue after qualifying life events. These include: 1. Termination or a reduction of a covered employee's hours 2. Divorce or legal separation from a covered employee 3. Death of a covered employee 4. Medicare eligib...

    Three basic requirements must be met for you to be able to elect to continue coverage under COBRA: 1. Your group health plan must be covered by COBRA. 2. A qualifying event must occur. 3. You must be a qualified beneficiary for that event.

    When a qualifying life event happens, you or your employer will notify the health plan. The plan will send an election notice that you will have 60 days to respond to. If you elect to take COBRA coverage, your employer may pay a portion of or the full amount of your insurance premium. To get more information about COBRA benefits, read this publicat...

    COBRA is a federal law that lets workers keep their group health insurance after certain life events. Learn how to apply for COBRA, who is eligible, and what it covers and costs.

  2. If you lose job-based insurance, you may have COBRA continuation coverage or enroll in a Marketplace plan. Learn about your rights and options under COBRA and how to compare plans and prices in the Marketplace.

  3. Sep 19, 2023 · COBRA is a law that lets you keep your employer-sponsored health plan for a limited time after you leave your job. Learn the eligibility, cost, duration, pros and cons of COBRA, and other options for health coverage.

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