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  1. Get free weekly online credit reports from Equifax, Experian and TransUnion. Learn how to spot identity theft, protect your credit score, and understand what affects your credit reports.

  2. Learn how to get free Equifax credit reports online or by phone. Find out what information is in a credit report and why it matters for your financial health.

  3. Get your free credit report and FICO ® Score from Experian, a trusted source of credit information. Learn how to review your credit report, spot fraud, dispute errors, and understand your credit score and how to improve it.

  4. Federal law gives you the right to get a free copy of your credit report every 12 months from each of the three nationwide credit bureaus. In addition, the three bureaus have permanently extended a program that lets you check your credit report from each once a week for free at AnnualCreditReport.com.

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