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SoFi offers personal loans for various purposes, such as debt consolidation, travel, weddings, and home improvements. Apply online and get low fixed rates, no fees, and same-day funding with no impact to your credit score.
- Rates and Terms
SoFi offers low fixed rates on personal loans. See example...
- Great Rates. Great Benefits. SoFi
Fixed rates from 8.99% APR to 29.49% APR reflect the 0.25%...
- Medical Loans and Dental Financing
SoFi Personal Loans can be used for any lawful personal,...
- Moving and Relocation Loans
SoFi Personal Loans can be used for any lawful personal,...
- Mortgage
Why SoFi? Our mortgage loans. fund with benefits. Verified...
- Personal Loan Calculator
Simply input the amount of your current personal loan or...
- Rates and Terms
Aug 29, 2023 · 5.0. NerdWallet rating. The Nerdy headline: SoFi offers online personal loans with consumer-friendly features for good- and excellent-credit borrowers. Jump to: Full Review. 2024 BEST PERSONAL...
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- Loan Amounts & Terms
- Loan Costs
- Perks & Features
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Loan amounts. In general, SoFi offers unsecured personal loansfrom $5,000 to $100,000. However, minimum loan amounts are higher in certain states—$10,001 in Arizona, Massachusetts and New Hampshire...Loan terms. SoFi’s personal loans are available for terms between two and seven years—or 24 and 84 months.APR. SoFi offers APRs between 8.99% to 29.99% (with autopay). Maximum interest rates are lower in several states: Alaska, Colorado, Connecticut, Hawaii, Illinois, Kansas, Maine, Oklahoma, South Car...Origination fees. No origination fees are required.Late fees. Borrowers are not charged late fees—although late payments will result in higher interest accrual.Prepayment penalty fees. SoFi does not impose prepayment penalties, so borrowers have the freedom to pay off their loans prior to the end of their loan term.In addition to the 0.25% APR reduction for autopay enrollees, SoFi offers customers a few other helpful perks: 1. Flexible payment date. SoFi borrowers have the ability to change their payment dates once per year. This can be helpful if your employer has a unique payment schedule or if you prefer to cluster bill payments around specific dates.
SoFi offers unsecured personal loans up to $100,000 for terms from two to seven years. Learn about the pros, cons, rates, terms, requirements and customer reviews of SoFi personal loans.
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