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Fixed rates from 8.99% APR to 29.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate.
- Rates and Terms
SoFi refinance loans are private loans and do not have the...
- Medical Loans and Dental Financing
SoFi Personal Loans can be used for any lawful personal,...
- Moving and Relocation Loans
SoFi Personal Loans can be used for any lawful personal,...
- Great Rates. Great Benefits. SoFi
SoFi refinance loans are private loans and do not have the...
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Loan amounts. In general, SoFi offers unsecured personal loansfrom $5,000 to $100,000. However, minimum loan amounts are higher in certain states—$10,001 in Arizona, Massachusetts and New Hampshire...Loan terms. SoFi’s personal loans are available for terms between two and seven years—or 24 and 84 months.APR. SoFi offers APRs between 8.99% to 29.99% (with autopay). Maximum interest rates are lower in several states: Alaska, Colorado, Connecticut, Hawaii, Illinois, Kansas, Maine, Oklahoma, South Car...Origination fees. No origination fees are required.Late fees. Borrowers are not charged late fees—although late payments will result in higher interest accrual.Prepayment penalty fees. SoFi does not impose prepayment penalties, so borrowers have the freedom to pay off their loans prior to the end of their loan term.In addition to the 0.25% APR reduction for autopay enrollees, SoFi offers customers a few other helpful perks: 1. Flexible payment date. SoFi borrowers have the ability to change their payment dates once per year. This can be helpful if your employer has a unique payment schedule or if you prefer to cluster bill payments around specific dates.
Apr 23, 2024 · SoFi, short for Social Finance, offers personal loans of up to $100,000 with terms between two and seven years. The lender was founded in 2011 and offers personal loans with no origination fees in ...
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Aug 29, 2023 · SoFi rate ranges are current as of 02/06/2024 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest ...
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Mar 22, 2024 · SoFi caps its loans at $100,000 — much higher than the average $50,000 limit offered by most lenders in the industry. This, combined with its longer-than-average repayment terms, make it a great ...
