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  1. SoFi offers personal loans for various purposes, such as debt consolidation, travel, weddings, and home improvements. Apply online and get low fixed rates, no fees, and same-day funding with no impact to your credit score.

    • Loan Amounts & Terms
    • Loan Costs
    • Perks & Features
    Loan amounts. In general, SoFi offers unsecured personal loansfrom $5,000 to $100,000. However, minimum loan amounts are higher in certain states—$10,001 in Arizona, Massachusetts and New Hampshire...
    Loan terms. SoFi’s personal loans are available for terms between two and seven years—or 24 and 84 months.
    APR. SoFi offers APRs between 8.99% to 29.49%(with autopay). Maximum interest rates are lower in several states: Alaska, Colorado, Connecticut, Hawaii, Illinois, Kansas, Maine, Oklahoma, South Caro...
    Origination fees. No origination fees are required.
    Late fees. Borrowers are not charged late fees—although late payments will result in higher interest accrual.
    Prepayment penalty fees. SoFi does not impose prepayment penalties, so borrowers have the freedom to pay off their loans prior to the end of their loan term.

    In addition to the 0.25% APR reduction for autopay enrollees, SoFi offers customers a few other helpful perks: 1. Flexible payment date. SoFi borrowers have the ability to change their payment dates once per year. This can be helpful if your employer has a unique payment schedule or if you prefer to cluster bill payments around specific dates. 2. U...

  2. Aug 29, 2023 · SoFi personal loans are a top pick for borrowers with good to excellent credit. Read our expert review of SoFi and compare its rates and features with other loans.

    • Sofi
  3. Mar 1, 2024 · Read U.S. News' review of Social Finance Personal Loans and compare interest rates, fees and terms to find the best loan for you.

  4. Jan 25, 2024 · SoFi offers personal loans from $5,000 to $100,000 with no fees and multiple rate discounts. Learn about its eligibility criteria, application process, member benefits and drawbacks.

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