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  2. Speak to a Bank of America Associate About Our CD Options. Schedule An Appointment Today. Bank of America Savings Accounts & CDs Are FDIC Insured Up to Applicable Limits.

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  1. Schedule an appointment. 844.375.7027. Annual Percentage Yield (APY) is accurate as of and applies to the initial term of a new Featured CD. We may limit the amount you deposit in one or more Featured CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com).

  2. If we make a change, we tell you about the change in the maturity notice. At maturity, 7, 10, 13, 25 and 37 Month Featured CD accounts will renew into a Fixed Term CD account with the same term length unless you make a change during the 7-day grace period. Today's APY of these Fixed Term CDs is 0.03%. Your rate will be determined at maturity.

    • Overview of Bank of America CDs
    • How Much Can You Earn with Bank of America’s CD Rates?
    • How Bank of America’s CDs Compare
    • How to Open A CD Account with Bank of America
    • About Bank of America
    • Alternatives to Bank of America CDs

    Bank of America’s Featured CDs require a minimum opening balance of $1,000, which is relatively high, but could be worth it if you choose a term that gets a higher APY. Many other banks pay higher APYs while requiring a lower minimum deposit or no minimum at all. Notably, Bank of America’s Featured CDs come in odd terms, generally one month longer ...

    Because Bank of America’s CD rates are relatively low across terms, don’t expect much of a return. Find out what you can earn with Bank of America’s CDs by plugging the numbers into our CD calculator:

    Most of Bank of America’s CD yields are much lower than those of the best CD rates. This bank’s lowest CD rates are also significantly lower than the national average CD rates, according to the FDIC. However, a few of Bank of America’s Featured CDs offer APYs that are competitive with the best CDs on the market. This is an excellent reminder to sho...

    If you’re ready to get started with a Bank of America CD account, you can open one online, by phone or in person by following the steps below. Online: 1. Go to the Bank of America CDs page. 2. Choose the “Get started” button under the type of CD you want to get. 3. Select your desired term and opening deposit amount. 4. Complete the online applicat...

    Bank of Americais a full-service national bank with 240 years of history, and it’s the second-largest U.S. bank by assets. It offers 3,900 branch locations, an online banking platform and a highly rated mobile app. Bank of America provides personal, business and commercial banking products and services.

    There are plenty of other banks and credit unions offering high-yield CDs worth looking into. You may also want to consider other types of accounts.

    • Ben Gran
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  4. Schedule an appointment. 800.432.1000. Review Bank of America's interest rates and annual percentage yields (APYs) for checking, savings, CD and IRA accounts specific to your area.

  5. May 10, 2024 · The current rate for Bank of America Fixed Term CDs is 0.03% to 4.00% APY (Annual Percentage Yield). The Bank of America Fixed Term CD is the national bank's traditional CD. These CDs come in a ...

  6. 6 days ago · A Bank of America CD can help grow your savings, but many banks offer higher CD rates. The top six-month CD is yielding around 5.30% APY as of May 20. Bank of America’s six-month CD – and most ...

  7. May 2, 2024 · Here's a summary of rates for San Francisco: 1-year: 0.03% APY. 3-year: 0.03% APY. 5-year: 0.03% APY. NerdWallet rating. Read review. Bank of America offers a wide range of terms for certificates ...

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