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The Bank of America Digital Mortgage Experience® puts you in control. Prequalify to estimate how much you can borrow, or apply for a new mortgage online. You can also refinance your existing mortgage. Get started.
Submit your application. Now that you’ve found the home you want to buy and a lender to work with, the mortgage process begins. At this stage, your lender will have you fill out a full application and ask you to supply documentation relating to your income, debts and assets. Order a home inspection.
Applying for your refinance loan. Once you’ve found a refinancing solution that fits your personal preferences, needs and budget, it’s time to apply for your loan. Select your lender and complete your application in person or (depending on your lender) over the phone or online.
Mortgage rates valid as of 03 May 2024 09:55 a.m. Eastern Daylight Time and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial ...
Important Disclosures and Information. Learn more about your mortgage refinancing options, view today's rates and use our refinance calculator to help find the right loan for you.
Five steps toward your new home loan. Bank of America is committed to providing tools and resources to help navigate the home loan experience. To track and manage your application, visit Home Loan Navigator®. Access your loan.
Learn the steps, benefits, and considerations of the home buying and loan process. Explore mortgage, refinance and home equity options.
