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  1. Today's competitive refinance rates †. View current refinance rates for fixed-rate and adjustable-rate mortgages, and get a custom rate. Rates based on a $200,000 loan in ZIP code 95464. Home value* $.

  2. Learn more about your mortgage refinancing options, view today's rates and use our refinance calculator to help find the right loan for you.

  3. Rate. APR. Points. Monthly payment. 30-year fixed. X.XXX% $XXXX. 20-year fixed. X.XXX% $XXXX. 15-year fixed. X.XXX% $XXXX. 10y/6m ARM variable. 7.375% 7.891% 0.756. $1,381. About ARM rates. 7y/6m ARM variable. 7.125% 7.869% 0.824. $1,347. About ARM rates. 5y/6m ARM variable. 7.500% 8.142%

  4. With an adjustable-rate refinance loan, your interest rate may change periodically. View rates for 5y/6m, 7y/6m and 10y/6m ARM options and refinance today.

  5. Use this refinance calculator to calculate estimated monthly mortgage payments and rate options. PURCHASE. REFINANCE. Share. Current mortgage details. Home value* $ Estimate your home's value. Current loan balance* $ Current monthly payment* $ Include taxes, homeowners insurance & PMI. New mortgage details. New loan amount $

  6. Refinancing. Home Equity. Our home loans — and low home loan rates — are designed to meet your specific home financing needs. Get Started Learn more about mortgages. or. Talk to a lending specialist at 800.763.4820 or schedule an appointment. Today's competitive mortgage rates †. Rates based on a $200,000 loan in ZIP code 95464. Purchase price* $

  7. Second home? See what it means to have a vacation or investment property. Resources and tools. Mortgage rates. Mortgage calculator. First-time homebuyer information. Down Payment Center. Search for down payment and cost savings programs that can help make buying a home more affordable [1] Real Estate Center.

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