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  2. Sep 21, 2021 · AARP. En español. Published September 21, 2021. / Updated December 18, 2023. Mathematically speaking, Social Security Disability Insurance (SSDI) is calculated in the same way as Social Security retirement benefits. Both are based on your record of “covered earnings” — work income on which you paid Social Security taxes.

    • Retirement Age Calculator. Find your full retirement age and learn how your monthly benefits may be reduced if you retire before your full retirement age.
    • Windfall Elimination Provision (WEP) Calculator. Estimate if you are eligible for a pension based on work that was not covered by Social Security.
    • GPO Calculator. Estimate of spouse benefits for yourself if you receive a pension from a government job in which you did not pay Social Security taxes. Your benefit may be offset by the Government Pension Offset (GPO).
    • Detailed Calculator. Get the most precise estimate of your retirement, disability, and survivors benefits. The estimate includes WEP reduction. Must be downloaded and installed on your computer.
    • Information About You
    • Information About Your Medical Condition
    • Information About Your Work
    Your date and place of birth and Social Security number.
    The name, Social Security number, and date of birth or age of your current spouse and any former spouse. You should also know the dates and places of marriage and dates of divorce or death (if appr...
    Names and dates of birth of children not yet 18 years of age.
    Your bank or other financial institution's Routing Transit Numberand the account number.
    Name, address, and phone number of someone we can contact who knows about your medical conditions and can help with your application.
    Detailed information about your medical illnesses, injuries, or conditions:
    The amount of money earned last year and this year.
    The name and address of your employer(s) for this year and last year.
    The beginning and ending dates of any active U.S. military service you had before 1968.
    A list of the jobs (up to five) that you had in the 15 years before you became unable to work and the dates you worked at those jobs.
  3. How You Qualify. To qualify for Social Security Disability Insurance (SSDI) benefits, you must: Have worked in jobs covered by Social Security. Have a medical condition that meets Social Security's strict definition of disability. In general, we pay monthly benefits to people who are unable to work for a year or more because of a disability.

  4. You can use the online application to apply for disability benefits if you: Are age 18 or older; Are not currently receiving benefits on your own Social Security record; Are unable to work because of a medical condition that is expected to last at least 12 months or result in death: and; Have not been denied disability benefits in the last 60 days.

  5. Aug 12, 2021 · How You Qualify. It’s important to know which benefits you may qualify to receive. Please read our publications, Disability Benefits and Supplemental Security Income (SSI), for more information. You can also see if you meet the requirements for disability benefits on our How You Qualify page.

  6. You must also either: Have a disability, or. Be 65 or older. Use the Benefit Eligibility Screening Tool to see if you are eligible for SSI. You have options to apply online, by phone, or in person. To apply for SSI for a child, you can start the process online. But you will need to complete the application process, either in person or by phone.

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