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  1. Complete coverage designed for the way you live. Drops, spills, and breaks happen to all of us, so we offer protection plans that are actually helpful—for real people like you and me. Here’s what you get: Cracked screen repair. Fixes for defects/failures. Loss and theft protection. Coverage for water damage. Accessory coverage.

    • Your deductible could equal the amount you paid for your phone. Right now, you can lease a new iPhone X from Sprint for $41.67 per month over 18 months.
    • You don’t have to buy insurance from your carrier. Wireless carriers are in the business of selling phones, not insuring them. For that, they rely on a third party, typically a company called Asurion.
    • You have little control over your replacement. If you make a claim, your insurance company will try to give you a replacement of the same make and model — but it doesn’t have to.
    • You can get dropped from your plan for making a claim. Most insurance providers cap your claims at two in a 12-month time frame. This can be a problem for the particularly accident-prone.
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    • Who Should Get Phone Insurance?
    • I. AppleCare+ vs. Samsung Premium Care
    • II. Wireless Carrier Protection Programs
    • III. Third-Party Protection Plans
    • Our Overall Recommendations

    If you’ve been living without phone insurance and have never had a problem, you might think it’s a waste. After all, if everything’s been going well up to this point, why pay hundreds of dollars on a solution you might never need? MORE: Best Smartphones - Here Are the 10 Best Phones Available But the truth is, that’s probably a bad attitude to have...

    Let's look at the cost of insuring an iPhone 8. The iPhone 8 will cost you $699 to start. You can go directly to Apple to insure an iPhone 8 Plus or older and buy AppleCare+ for $129, but you must do so within the first 30 days of your purchase. AppleCare+ for an iPhone X is $199. Every iPhone comes with a standard one-year warranty from Apple, but...

    Phone insurance plans offered by carriers such as AT&T, Sprint, T-Mobileand Verizon typically follow the same pattern: a monthly fee, a deductible for certain claims you make and an equipment limit per claim. Here's a look at the costs across each big carrier, followed by detailed descriptions of each company's program. Carrier Comparison (over 24 ...

    If neither your manufacturer's insurance plan nor your carrier's insurance plan satisfies you, there are third-party insurance providers that can protect your smartphone. One of them, SquareTrade, covers accidental damage due to things like drops and spills, and mechanical malfunctions. It doesn’t, however, cover loss or theft, and you won't receiv...

    If you decide you want mobile-phone insurance, you should examine the coverage of each plan you're considering and figure out where you want the bulk of your money to go and what you are willing to sacrifice. If you're more likely to drop your smartphone than to misplace it, try to save a few bucks and go with a third-party company such as SquareTr...

  3. May 11, 2018 · You may be able to cover your phone or pay a bit more to do so, which might run you about $25 for an additional $1,000 in coverage. Ask your insurer whether your plan can cover cell...

  4. Feb 28, 2022 · SquareTrade. For $8.99 per month for any phone, SquareTrade, which is now owned by Allstate, provides coverage for mechanical and electrical problems, as well as accidental damage – but not loss ...

    • Suzanne Kantra
  5. Jul 23, 2023 · The standard plan, Samsung Care Plus, covers unlimited accidental damage and post-warranty mechanical breakdowns. It costs between $3 and $11 per month or $49 and $239 if you pay upfront for two ...

  6. Visit a store Call 1-800- T-Mobile. Worry-free phone protection and support. Get our most comprehensive coverage packed with benefits for as low as $7/mo. Depending on your plan, your benefits, and service, options could include: Lost or stolen protection. Get a device replacement as soon as the next business day.

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