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Conjecture that there is greater benefit to receiving a sum of money now rather than later
The time value of money is the widely accepted conjecture that there is greater benefit to receiving a sum of money now rather than an identical sum later. It may be seen as an implication of the later-developed concept of time preference. The time value of money refers to the observation that it is better to receive money sooner that later. Money you have today can be invested to earn a positive ... Wikipedia