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  1. E.J. Smith & Associates offers a variety of health insurance plans for students, faculty and colleges, including short-term, limited-benefit and gap plans. Learn more about their products, services and enrollment options on their website.

  2. E.J. Smith & Associates, Inc. has a history of providing insurance products for college students across the country since 1956. We have built our foundation on the relationships which have developed with Colleges and Universities, their students and faculty, nationwide. Learn more about us!

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  2. Switch to NJM and you could save an average of $702 a year on auto insurance. Looking for Car Insurance? NJM is Now Available to Ohio Drivers.

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