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  1. What kind of life insurance does Ethos offer? We offer both term life insurance (ages 20-65) and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for.

  2. Ethos works with top-rated life insurance companies like Legal & General America, Ameritas Life Insurance Corp., and TruStage™. Ethos has streamlined the application process with predictive modeling and proprietary technology to make it easier for customers, and we leave the actual insuring to the industry giants that have paid out billions ...

  3. Jan 3, 2024 · How Much Does Ethos Life Insurance Cost? Ethos life insurance costs an average of $336 a year for a no-exam, 20-year term life policy with a death benefit of $500,000 for a female age 40, based on ...

  4. Our origins. Our founders, Peter Colis and Lingke Wang, started Ethos in 2016 with the goal of making life insurance affordable, accessible, and straightforward. The inspiration for Ethos stemmed from a negative experience with traditional life insurance. While Lingke was in college, he was upsold on an expensive life insurance policy he didn ...

  5. Feb 12, 2024 · Term life insurance. Ethos offers term life insurance to people ages 20 to 65 in all states except New York, with coverage ranging from $20,000 to $2 million. You can choose a policy lasting 10 ...

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