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  1. FEC Credit Association, Federal Credit Union has been open since 0000. It's the 4th largest credit union in Tennessee with assets totaling $0 and providing banking services to more than 0 members as of September 2022. Calculators Auto Loan Credit Card Debt Home Equity Loan Loan Mortgage Savings More Calculators > Nearby Credit Unions

    • Trade Associations and The Restricted Class
    • Prior Approval
    • Solicitations
    • Special Notices

    What is a trade association?

    An organization is a trade association under FEC regulations if it is a membership organization whose members are engaged in a similar or related line of commerce or business (i.e., all the members of the organization are in the same industry) and if the organization promotes and tries to improve the business conditions of its membership. 11 CFR 114.8(a).

    Who is a member?

    Generally, a member of a trade association is an individual or other entity that: 1. Satisfies the requirements for membership by the trade association; 2. Affirmatively accepts the association’s invitation to become a member; and 3. Maintains a relationship with the trade association in one of the following ways: 3.1. Has a significant financial attachment to the association; or 3.2. Pays annual dues set by the association; or 3.3. Has significant organizational attachment to the association...

    Who is in the restricted class for PAC solicitations?

    A trade association’s PAC may solicit: 1. Noncorporate members (such as individuals and partnerships) of the association; 2. The association’s executive and administrative personnel and their families; and 3. Executive and administrative personnel and stockholders of member corporations, and their families (with prior approval). 11 CFR 114.5(g)(1), 114.7(a) and 114.8(e).

    What is prior approval?

    Before soliciting the executive or administrative staff and stockholders of a corporate member, a trade association must request and receive the member corporation’s permission to do so. This written request for “prior approval” is sent to the corporate representative with whom the association normally conducts its activities. The approval form on which the representative enters his/her signature should also indicate that the signatory is doing so on behalf of the specific named corporation,...

    Can a sample solicitation be included with a request for prior approval?

    Yes, the request for approval may contain a sample of the solicitation materials the PAC will use if approval is granted, but the sample must specifically indicate that approval is required before the PAC can solicit the corporation’s restricted class. 11 CFR 114.8(c) and (d)(3).

    Can approval be requested via the internet?

    Yes, a trade association can distribute a “permission to solicit” form to its members on a members-only website. The form must include all the required information for obtaining approval and its wording must be sufficiently specific so as not to be considered a solicitation for contributions. See AO 2000-10(America’s Community Bankers).

    Can you include a PAC solicitation in a dues statement sent to members?

    The trade association may include a request for voluntary PAC contributions in a bill for another payment, such as membership dues, so long as only those who are legally solicitable receive it, and it meets all of the qualifications of a proper solicitation. 11 CFR 102.6(c)(2).

    May the PAC post a solicitation on the association’s website?

    The association’s PAC must confine the solicitation to areas of the association’s website that are accessible only to the restricted class via a password. See AOs 2006-03 (Whirlpool Corporation Political Action Committee), and 2000-10.

    Can a PAC solicitation be included in a membership packet sent to potential new members?

    No. Potential new members do not yet satisfy the conditions for membership in the association and are thus not within the restricted class for PAC solicitations. See 11 CFR 114.1(e)(2).

    Is any sort of disclaimer required for solicitations?

    While the “paid for by…” disclaimer for public communications is not necessary, certain notices are required on all solicitations (oral or written) undertaken by the trade association’s PAC. These notices include: 1. A statement of the PAC’s political purpose; 2. A statement informing solicitees of their right to refuse to contribute without reprisal; and 3. A statement on a guideline for an amount is merely a suggestion; no minimum may be specified. 11 CFR 114.5(a)(2)-(5).

    Additional information

    For additional information on trade associations and their PACs, contact the FEC''s Information Division at 1-800/424-9530 (press 6) or 202/694-1100. 1/ In AO 2000-22(Air Transportation Association of America, the American Land Title Association, the Council of Insurance Agents and Brokers, the Independent Insurance Agents of America,and the Society of Independent Gasoline Marketers of America) the Commission approved the use of an electronic signature, so long as security measures are taken...

  2. 98 customer reviews of Fec Credit Association. One of the best Credit Unions, Finance business at 2731 Nonconnah Blvd, Memphis TN, 38132 United States. Find Reviews, Ratings, Directions, Business Hours, Contact Information and book online appointment.

  3. FEC Credit Association - Memphis , TN - Business Information FEC Credit Association CLAIM THIS BUSINESS 2124 DEMOCRAT RD MEMPHIS, TN 38132 Get Directions (901) 922-0499 www.fecca.com Business Info Founded 2010 Incorporated Annual Revenue $260,788.00 Employee Count 9 Industries Membership Organizations, Nec Contacts Henry Ellis Contact Business

    • 2124 Democrat Rd, Memphis, 38132-1801, TN
    • (901) 922-0499
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