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      • Today's 12-month CD rates can be found at 1.25%, 6-month CD rates at 5.20% and 3-month CD rates at 0.50%. Current savings rates are at 0.30% and money market rates are at 1.25%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 11.90%. Personal Loan rates are at 12.00%.
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  2. Take advantage of special rates and offers on Certificates of Deposit (CDs) at First Merchants Bank. Grow your savings with attractive terms and rates.

  3. Our Smart Saver CD is a great way to save for a particular large purchase or help you start a savings habit while earning higher interest – without requiring you to have a large chunk of change handy to open an account.

  4. Check out our Current CD and Money Market Savings Specials. Take advantage of new great rates from a Forbes and Newsweek rated “Best Bank”! Enter your zip code below to see our current Money Market and CD specials, and easily open your account online.

  5. Traditional CDs are a great way to invest, generally with higher interest rates than other savings options! Available in a variety of terms, you'll get higher yields and the security of FDIC insurance.

  6. Maximize your earnings with our CD Interest Calculator at First Merchants Bank. Determine the potential returns on your certificate of deposit.

  7. First Merchants Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews. Today's 12-month CD rates can be found at 1.25%, 6-month CD rates at 5.20% and 3-month CD rates at 0.50%. Current savings rates are at 0.30% and money market rates are at 1.25%.

  8. Jan 4, 2024 · A certificate of deposit (CD) account is a low-risk savings account with a fixed period and interest rate. A CD account ensures guaranteed returns and little risk, making it ideal for short- and medium-term savings, typically ranging between three months to five years.

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