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  4. Jun 24, 2022 · Written by: Rebecca Moran. A credit score is just a three-digit number, but it can have a significant impact on your financial life. Your credit scores (most people have more than one) can affect your ability to qualify for a loan or get a credit card by giving potential lenders a sense of how likely you are to repay your debts.

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  7. Oct 24, 2023 · Your credit reports are a detailed record of your past use of credit — but they do not include your credit score. NerdWallet offers a free credit score and report, updated weekly using ...

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