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  1. Use one of our free tools to dispute your debt, negotiate your debt, or file Chapter 7 bankruptcy. 13,000 members have used our tools to eliminate $700 million in debt. Always 100% free. Learn More >

  2. Oct 30, 2023 · InCharge Debt Solutions, a leading nonprofit organization, offers free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt. If you feel overwhelmed by debt, call a certified credit counselor or get started online for a free analysis of your financial situation.

  3. Jan 31, 2024 · Debt relief tools can change the terms or amount of your debt so you can get back on your feet more quickly. A debt relief program could involve: Wiping the debt out altogether in...

  4. Oct 30, 2023 · Credit counseling is a free service that helps you evaluate your finances and identify debt relief programs. InCharge's certified credit counselors may help you enroll in a debt management program, lowering your interest rates and monthly payment. Choose Your Debt Amount. 20,000. Call Today: (800) 565-8953. or Continue Online. Excellent.

  5. Call us at 800-388-2227. Get out of debt with The National Foundation for Credit Counseling, a non-profit trusted network of credit counseling agencies. Connect with a counselor!

  6. If you have federal loans (government loans), the Department of Education has different programs that could help. Applying for these programs is free. Find out more about your options at the U.S. Department of Education’s StudentAid.gov or by contacting your federal student loan servicer. You’ll also find more about how to get out of default.

  7. Apr 18, 2024 · The most common debt relief options are: 1. Debt management plans (DMPs), which are facilitated by nonprofit credit counselors for a small fee 2. Debt consolidation, which includes DMPs but can also be done by taking out a personal loan or doing a credit card balance transfer to a credit card offering 0% APR for a period of time 3.

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