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General liability insurance (GL) protects against lawsuits and other claims arising from your operations. Also called business liability insurance, it covers a wide range of risks that small business owners face, including: Bodily injury and property damage. Personal and advertising injury. Medical payments.
Sep 18, 2023 · General liability insurance offers basic protections by helping pay expenses related to third-party bodily injuries and property damage at your place of business. A general liability insurance certificate also helps you meet the insurance requirements of contracts, leases, and professional licenses.
Liability insurance for contractors and subcontractors. Contractors insurance is coverage that can protect your business from devastating financial debts that can result from work-related accidents. It’s important to protect your livelihood with adequate coverages and limits that match your exposure in case your business is threatened.
Oct 25, 2023 · General liability insurance, also called commercial general liability (CGL), protects a contractor in the event the contractor's work led to bodily injury or property damage.
Apr 18, 2023 · A business owners policy (BOP) bundles three important coverage types: general liability insurance, including independent contractor liability insurance; business interruption insurance; and ...
What types of insurance do general contractors need? These commercial insurance policies cover the most common general contractor risks. General liability insurance. This policy covers basic risks, such as a client who trips over your toolbox and suffers an injury. Bundle with commercial property insurance for savings in a business owner’s policy.
Mar 2, 2022 · Most contractors need general liability insurance and inland marine insurance. Whether you need other types of coverage depends on how big your company is, what’s required in your state...
