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  1. Overdraft Protection. Lake Michigan Credit Union provides overdraft protection via its Courtesy Pay program whereby checking account transactions may be approved over-and-above the available balance for certain types of items: checks, ACH withdrawals, in-branch withdrawals, scheduled bill payments, as well as ATM withdrawals and debit card transactions, per the member’s request.

  2. This document describes the circumstances when Lake Michigan Credit Union (LMCU or “we”) will pay overdrafts in your checking account and charge you a fee. “Overdraft” means there is not enough available balance in your account to pay for a transaction. If we pay for an overdraft, we will charge a fee of $30. The $30 fee is described on ...

  3. Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Lake Michigan Credit Union Branch Location at 310 W Front St, Traverse City, MI 49684 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews.

    • (231) 932-6283
    • 310 W Front St, Traverse City, 49684, MI
  4. Continuing will take you from Lake Michigan Credit Union to a third party website. Lake Michigan Credit Union makes no endorsement or claims about the accuracy or content of information contained within the third party site to which you may be going. The security and privacy policies of these sites may be different from Lake Michigan Credit Union.

  5. With work, family and friends, you can’t visit a branch every time you have a question about your accounts or services. That’s why we offer a full suite of online banking services. From the browser of your PC or smartphone*, you can pay bills, transfer funds, open new accounts, and apply for our credit cards and loans, anytime and anywhere.

  6. We have more ways for your money to earn even more. Choose from CDs, Health Savings Accounts, nationally recognized credit cards and the checking account Money magazine called "The Best Checking Account in America". Earn more interest, more returns, and more rewards with Lake Michigan Credit Union. Your personal bankingcan earn more. Earn up to.

  7. Continuing will take you from Lake Michigan Credit Union to a third party website. Lake Michigan Credit Union makes no endorsement or claims about the accuracy or content of information contained within the third party site to which you may be going. The security and privacy policies of these sites may be different from Lake Michigan Credit Union.