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  1. Rates as of 05/21/24. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus.

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      HELOC Rates - Certificate of Deposit Rates | Lake Michigan...

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  2. Overdraft Protection. Lake Michigan Credit Union provides overdraft protection via its Courtesy Pay program whereby checking account transactions may be approved over-and-above the available balance for certain types of items: checks, ACH withdrawals, in-branch withdrawals, scheduled bill payments, as well as ATM withdrawals and debit card ...

  3. LMCU Lake Michigan Credit Union Deposit Rates. LMCU Lake Michigan Credit Union's 18-Month CD rates are at 4.25%, 12-Month CD rates are at 4.25%, 60-Month CD rates are at 3.50%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.00%. LMCU Lake Michigan Credit Union's savings rates are at 0.10%.

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    • 5664 Prairie Creek Dr SE, Caledonia, 49316, Michigan
  4. courtesy pay overdraft protection and your account This document describes the circumstances when Lake Michigan Credit Union (LMCU or “we”) will pay overdrafts in your checking account and charge you a fee.

  5. See the latest certificate of deposit rates and offers from Lake Michigan Credit Union. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and fees.

  6. Jun 25, 2021 · Lake Michigan Credit Union has a 3% APY checking account and competitive CD rates, but branch access is available in two states only. Find out more.

  7. Open your CD Plus account through Online Banking by clicking below, visit a branch, or call 888.267.7200. Choose the limited time CD Plus account that works for your savings goals. Interest. 10 Month - 5.00% APY 1. 5 Month - 5.15% APY 1. Minimum to open. $500.00.