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  1. All regular account opening procedures apply. $25 minimum deposit required to open a U.S. Bank consumer checking account. Members of the military (requires self-disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. Footnote 8.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      You can apply for an individual bank account if you’re 18...

    • Military Banking

      All regular account opening procedures apply. $25 minimum...

    • How to Set Up Direct Deposit

      Direct deposit is the easy way to have paychecks or Social...

    • Log In

      Contact Us. User Name and Passwords If you are an existing...

  2. To apply for a checking or savings account using the U.S. Bank Mobile App. Open the main menu and choose Explore accounts & offers. Select Checking, Standard savings, or Elite Money Market Account. Then choose Open an account/Start saving. Continue following the prompts on the page to submit the application.

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    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
    • Choose the checking account. Fees, features and ways to access your money can vary by checking account. Whether you open an account with an online-only bank or with a brick-and-mortar bank via its digital platform, compare costs and features ahead of time.
    • Gather your personal information. You’ll generally need some documentation to open a checking account online, and for joint accounts, you’ll need the second person’s information too.
    • Fill out and submit the application. Applying to a new bank requires you to provide personal information. Using a secure internet connection, provide the details asked for on the application, which can include
    • Fund your account. Banks typically require a minimum opening deposit, such as $25 or $100, though some banks have no minimum. A minimum opening deposit isn't the same thing as a minimum balance requirement, which is usually the amount you need to keep in a bank account to avoid a monthly fee, if applicable.
  4. For personal accounts: Gather your U.S. Bank card or account number and PIN along with your Social Security number to complete a one-time enrollment process. If you don’t have a PIN or need a new one, please contact 24-Hour Banking at 800-USBANKS (872-2657). For business accounts: You’ll need an ATM or debit card. You can apply for these at ...

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