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  2. Compare U.S. Bank checking accounts to find which one is right for you. Get ATM access, pay bills, bank online and more. Apply in minutes.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Bank better with a U.S. Bank Smartly ® Checking account that...

    • Military Banking

      When you open a checking account with us, select a card with...

    • Debit Cards

      Open a U.S. Bank checking account and then do any one of the...

    • Check Routing Number

      Find your U.S. Bank routing number and account number in...

  3. If you don’t have an account with us or want to apply without logging in, follow these steps: Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR; Select Savings accounts. Then choose Start saving to begin the application process.

  4. With mobile banking you can complete simple everyday tasks anywhere and at any time from the palm of your hand. You can access and manage your account profile, review your transactions, send money or redeem rewards all from one location. You can even access your account outside of the United States.

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  5. Jul 24, 2023 · Opening a bank account online is generally easy and can take as little as 15 minutes—less time than you might need to drive to the nearest bank lobby. Here’s how. Select a banking institution.