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      • Open an account online. It’s fast and easy, typically taking only a few minutes. Plus, we use the strongest available encryption to keep your information safe. All our accounts can be opened jointly. Simply select the Joint option when applying.
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  2. Open a checking account online today with our easy-to-use application. Looking for a checking account that fits your individual needs? If so, we have several great options.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      You can apply for an individual bank account if you’re 18...

    • Military Banking

      With a VA home loan from U.S. Bank, you can buy a home or...

    • Debit Cards

      Open a U.S. Bank checking account and then do any one of the...

    • Check Routing Number

      The easiest way is to open the app and select U.S. Bank...

  3. Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR. Select Savings accounts. Then choose Start saving to begin the application process. Review our Checking Accounts or Savings Accounts pages to find the one that's right for you.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  4. May 5, 2020 · 1. Determine Which Bank Account You Want To Open. The U.S. Bank account you want to open depends on your current banking needs. Are you looking for a bill-pay account to use for rent, utilities and other monthly expenses? Or do you need a secure place to grow that new car fund?

  5. Nov 27, 2023 · 1. Choose the checking account. 2. Gather your personal information. 3. Fill out and submit the application. 4. Fund your account. 5. Finish setting up the account. MORE LIKE THIS Checking...

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