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  1. With several personal checking accounts to choose from, U.S. Bank has options for everyone. Open a checking account online today with our easy-to-use application.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      You can apply for an individual bank account if you’re 18...

    • Military Banking

      About us Personal. Return to Main Menu ... With a VA home...

    • Check Routing Number

      The easiest way is to open the app and select U.S. Bank...

    • Log In

      To learn more or open an account contact your U.S. Bank...

  2. Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR. Select Savings accounts. Then choose Start saving to begin the application process. Review our Checking Accounts or Savings Accounts pages to find the one that's right for you.

    • U.S. Bank Checking Accounts
    • U.S. Bank Checking Account Review
    • Compare U.S. Bank Checking Accounts

    U.S. Bank Smartly® Checking review

    You might prefer U.S. Bank Smartly® Checkingif you want access to paper checks or would like a checking account that makes it possible to waive monthly service fees and overdraft fees. U.S. Bank Smartly® Checking automatically waives the monthly service fee if you're a member of the military, under the age of 24, or over the age of 65. You can also waive the monthly service fee if you meet certain requirements each month. U.S. Bank Smartly® Checking notably has several ways to avoid overdraft...

    U.S. Bank Safe Debit account review

    The U.S. Bank Safe Debit accountmight be a decent option if you prioritize avoiding overdraft fees and don't need paper checks. However, there's a $4.95 monthly service fee that can't be waived.

    U.S. Bank has over robust national presence, with over 2,200 branches in 26 states and 4,500 ATMs throughout the US. It repeatedly makes our list of the best banksas the best national bank in the Midwest and West Coast. The bank has two checking accounts: U.S. Bank Safe Debit account and U.S. Bank Smartly® Checking. See how the two accounts compare...

    U.S. Bank Checking Accounts vs. Chase Checking Accounts

    Chase offers a greater variety of options, including checking accounts specifically suited for teens and college students. Meanwhile, U.S. Bank only has two checking accounts options, but the fees can be waived if you meet certain age requirements. If you compare Chase Total Checking with U.S. Bank Smartly® Checking, minute differences between these accounts may help determine which one is a better option for you. Chase Total Checking has a $12 monthly service fee, while U.S. Bank Smartly® Ch...

    U.S. Bank Checking Accounts vs. Wells Fargo Checking Accounts

    Wells Fargo has four types of checking accounts, including a checkless bank account similar to the U.S. Bank Safe Debit account. When looking at each bank's standard checking account options — U.S. Bank Smartly® Checking and the Wells Fargo Everyday Checking Account— you'll want to pay close attention to how you can avoid monthly service fees and overdraft fees. This could help with narrowing down the more appealing option. The U.S. Bank Smartly® Checking has a lower monthly service fee than...

  3. Everyday banking is simple and secure with mobile and online banking at U.S. Bank - View balances, transfer funds, pay bills and more. Sign up or log in to bank from virtually anywhere.

    • is it easy to open a us.bank account at home page personal1
    • is it easy to open a us.bank account at home page personal2
    • is it easy to open a us.bank account at home page personal3
    • is it easy to open a us.bank account at home page personal4
  4. Nov 27, 2023 · Steps. 1. Choose the checking account. 2. Gather your personal information. 3. Fill out and submit the application. 4. Fund your account. 5. Finish setting up the account. MORE LIKE THIS...

  5. May 24, 2022 · Select Checking accounts or Savings Accounts. From here you can compare account types and learn more details. Once you've decided on the product you'd like to apply for, select Apply now to begin the application process. If you are viewing your account using the web browser of your phone, you can access this feature by following the steps below.

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