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  2. With several personal checking accounts to choose from, U.S. Bank has options for everyone. Open a checking account online today with our easy-to-use application.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      You can apply for an individual bank account if you’re 18...

    • Military Banking

      All regular account opening procedures apply. $25 minimum...

    • How to Set Up Direct Deposit

      Direct deposit is the easy way to have paychecks or Social...

    • Log In

      Contact Us. User Name and Passwords If you are an existing...

  3. Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR. Select Savings accounts. Then choose Start saving to begin the application process. Review our Checking Accounts or Savings Accounts pages to find the one that's right for you.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  4. Nov 27, 2023 · 1. Choose the checking account. Fees, features and ways to access your money can vary by checking account. Whether you open an account with an online-only bank or with a brick-and-mortar bank...

  5. Jan 22, 2024 · Banks have made opening an account online a relatively convenient and straightforward process. To open a bank account online, here is what you’ll need and what to expect.

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