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  1. Jan 25, 2024 · Path 1: US Big Banks. The first and most obvious way to open a US bank account as a non-resident is to open an account with a big-name US bank. This route requires residence in the US (even if your primary residence is abroad) and sometimes (although not always) also requires a SSN/ITIN and other documentation.

  2. Open an account online. It’s fast and easy, typically taking only a few minutes. Plus, we use the strongest available encryption to keep your information safe. All our accounts can be opened jointly. Simply select the Joint option when applying.

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  4. Jun 21, 2023 · 3: HSBC. HSBC is an international bank, making it one of the best choices for expats looking to get set up in a new country. In the US, HSBC offers a Premier Checking account. This offers priority services, global support, free everyday transactions and much more.

  5. Benefits: Banking essentials. Directly deposit paychecks, lock a lost card, pay bills for free and more. No overdraft fees. 6 In most situations a transaction more than your balance won’t go through. If it does, there’s no fee. No surprise fees. Pay a $4.95 monthly maintenance fee with no minimum balance penalty.

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  6. You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident. You’ll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver’s license, passport or state or military ID. A minimum opening deposit of $25 to activate your account (once you’ve been ...

  7. Document requirements may vary from bank to bank. When opening a bank account in the U.S., non-residents may need to provide identification, proof of address and possibly an opening deposit. Contact your bank to confirm what documentation is needed. Here are some items that you may need to open an account:

  8. Select Add a checking account at the Shipping and Payment stage of the checkout process. Enter the bank routing number, also known as the ABA code. Enter the account number. The account must be an ACH-enabled checking account at a bank branch located in the U.S.

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