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  1. 2 days ago · Compare the APY and minimum deposit for different CD terms at Marcus, a division of Goldman Sachs Bank USA. See the 10-Day CD Rate Guarantee and the Rate Bump CD option.

    • No-Penalty CDs

      No. 13 Month No-Penalty CD. 4.70%. $500. No. Open an...

    • Rate Bump CD

      Introducing the Rate Bump CD. Lock in a competitive rate...

    • High-Yield CDs

      High-Yield Certificates of Deposit. Open in minutes. $500...

    • Overview of Marcus by Goldman Sachs CDs
    • How Much Can You Earn with Marcus’ CD Rates?
    • How Marcus by Goldman Sachs CDs Compare
    • About Marcus
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    Marcus by Goldman Sachs requires a $500 minimum to open a CD. Account holders have up to 30 days from CD opening to fund the CD fully. After that, you can’t add more funds to the account. Interest earned on a Marcus CD is automatically added to the CD’s principal balance each month. You can opt to withdraw any earned interest, penalty-free, and tra...

    Opening a CD allows you to use funds you don’t need access to right away to earn interest. The amount you can earn on a Marcus CD depends on the CD term you choose and your account balance. You can use our CD calculator to figure out how much you’d earn with a Marcus CD:

    Marcus CDs are competitive when compared to the best CD rates, especially on CD terms longer than 12 months. Opening a CD with Marcus requires a lower minimum deposit than many of the other top banks. As is typical of most online banks, Marcus CD rates are also well above national averages according to the FDIC, which range from 0.22% for a one-mon...

    Marcus by Goldman Sachs is the consumer banking division of Goldman Sachs. Named for one of the founders of the investment bank (Marcus Goldman), Marcus is an online bank offering only a few specific banking products. Offerings include a high-yield savings account, high-yield CDs, no-penalty CDs and fixed-rate, no-fee personal loans. It also provid...

    Compare Marcus CD rates with other online banks and see how much you can earn with different terms and balances. Learn about Marcus CD features, such as minimum deposit, compounding, penalty and grace period.

  2. Apr 5, 2024 · Compare the current APYs of Marcus CDs across various terms, from six months to six years. Learn about the features and benefits of Marcus CDs, such as no-penalty and rate bump options.

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  3. Apr 3, 2024 · Marcus by Goldman Sachs offers high-yield CDs with a low opening minimum, as well as no-penalty and bump-up CDs. See the current rates, terms, features and benefits of Marcus CDs and compare them with other online banks.

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