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Dental implants are not always covered by insurance, so finding the best insurance for implants requires some research. Once you find the plans with coverage, you'll see that some have less expensive monthly premiums, like Renaissance's Plan II. And, for a few dollars more, you get extra benefits, like United Healthcare's premium, which has double ...
Keep in mind that dental insurance is not specific to dental implants. In other words, there is no such thing as a dental implant policy. Instead, dental implants are a type of treatment covered by your dental insurance, typically in the "major" services category. There are many options for dental insurance plans for implants to consider when decid...
What Does Dental Insurance for Implants Cover?
Dental insurance coverage for implants varies by policy. However, most insurance companies that sell individual policies have their benefit summaries available online, so you can see what to expect. To ensure that the dental insurance plan you buy is right for you, we recommend reviewing the policy’s benefits. After familiarizing yourself with what the policy covers, review what isn’t covered. These are often in the limitations and exclusions sections after the summary of benefits. Here is wh...
Is Dental Insurance for Implants Expensive?
The type of policy you choose affects what you pay. Usually, the most affordable dental insuranceplans often do not cover restorative work; the full-coverage dental plans, which tend to have higher monthly premiums, are the ones that will cover procedures like implants. Another option is to invest in a dental savings plan. Unlike insurance, a dental savings plan has pre-negotiated a discount on your behalf. Participating providers will bill the rate that the savings plan members pay directly...
Does Dental Insurance for Implants Cover Dentures?
The short answer to this question is sometimes. Most dental insurance policiesspell out precisely what they cover in the summary of benefits and what they don't cover in the exclusions. Many of the policies that cover implants also cover dentures and denture-related maintenance. In our research, we saw that the Cigna Group DHMO and the VADIP both cover implant-retained dentures, which are restorative appliances that are fixed in the mouth on two or more dental implants. However, we should als...
When choosing the best dental insurance plans for implants, we researched the offerings of several carriers online. We compared factors like the plans available that covered implants, the number of in-network providers, the annual maximums covered, and the deductible required. Also, we looked at the company’s reputation scores and published ratings...
- Terri Lively
Feb 24, 2024 · Dental implants may or may not be covered by your dental insurance provider. Many plans will cover them if you need them due to an accident, but not if the reason is cosmetic. If your plan...
Dental implants can be used as the support for a dental crown (replacement tooth), as anchors for fixed bridges, or as support for removable partial or complete dentures. In some patients one or more implants might be used depending on whether a single tooth is being replaced, multiple teeth are being replaced, or full denture support is needed. 1
Apr 24, 2024 · Best Dental Insurance for Implants of 2024 Best Overall: Delta Dental; Runner Up: MetLife; Most Affordable: Physicians Mutual; Best Waiting Period for Implants: Spirit; Best for...
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MetLife’s Dental PPO plans offer flexibility, value, and a large network of dentists. Get coverage for preventive care, basic procedures, and major services.
Our dental programs offer you robust coverage with one of the largest dental networks, so you can worry less about the cost of getting the care you need. Best of all, you can continue to see your dentist — typically saving more if your dentist is in-network. 1 With MetLife TakeAlong Dental, you get: