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  1. For a detailed overview of how BAH rates are determined. Basic Allowance for Housing Rate Lookup Use the forms below to find BAH rates by ZIP code, supplemental rate information, or to download annual BAH rate data for all locations and all pay grades.

  2. Find out how much money you will receive for your housing and related costs in the civilian market when you are not in government quarters. BAH rates are based on the costs of rental housing in local markets and change each year based on the previous year's averages.

  3. BAH rates are published on the Defense Travel Management Office Web page. https://www.defensetravel.dod.mil/site/bah.cfm. Additionally, there are different types of BAH to compensate for...

    • 2024 Bah Rates
    • Individual Rate Protection
    • Bah Rates Below Actual Housing Cost
    • Bah Does Not Cover Renter's Insurance
    • Bah and The GI Bill
    • Keep Up with Military Pay Updates

    The 5.4% average increase from 2023 to 2024 represents another larger-than-normal increase. The 2023 increase of 12.1% was up from 5.1% in 2022. The department bases BAH on a combination of local costs for rent and utilities for various housing types. Any fluctuation of one or more of those factors affects BAH rates for that location. Related: Lear...

    In locations where the BAH rate falls from one year to the next, service members already living there will have their BAH rate protected thanks to individual rate protection. The policy prevents the BAH rate from being lowered as long as the service member's status remains unchanged.

    After a congressionally mandated change, BAH rates were slowly reduced over time to 5% below actual housing costs. That process was completed in 2019. The nearly one million troops who receive BAH will absorb $84 to $194 of their calculated housing costs monthly in 2024. Rates will continue to sit at 95% of actual costs going forward. Related: How ...

    Another congressionally mandated change eliminated renter's insurance from the BAH calculation. That means troops are expected to pay out of pocket for such insurance. Privatized base housing companies also no longer provide that protection as part of on-base rental agreements. Related: See your BAH rates

    The GI Bill Monthly Housing Allowance (MHA) is generally the same as the BAH for an E-5 with dependents. MHA is based on the ZIP code for the school a service member attends. Unlike the BAH, which changes Jan. 1 of every year, the GI Bill MHA rates change Aug. 1, the beginning of the academic year. Read more about the GI Bill MHA rates.

    Military pay and benefits are constantly changing. Make sure you're up-to-date with everything you've earned. Subscribe to Military.comto receive updates on all of your military pay and benefits, delivered directly to your inbox. -- Amanda Miller can be reached at amanda.miller@military.com.

  4. Dec 14, 2022 · The temporary automatic BAH rate increases DoD authorized effective October 1, 2022 for 28 military housing areas across the country will expire on December 31, 2022 and will be replaced by...

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  6. Dec 15, 2021 · The 2022 BAH rates, as part of a robust military compensation package, continue the member cost-sharing element at five percent of the national average housing cost by pay grade. These amounts...

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