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Compare current mortgage and refinance rates for jumbo, conforming, and government loans based on assumptions. Use calculators to see estimated rates for your specific needs and apply online or talk to a consultant.
- Current Mortgage Interest Rates
Use our calculator to see estimated rates today for mortgage...
- Mortgage Calculators
Mortgage prequalification is a simple process that uses your...
- Home Mortgage FAQS
Not all mortgages are assumable, but you can tell if you...
- Mortgage Loans
Official page for Wells Fargo home mortgage loans....
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- Current Mortgage Interest Rates
Find a Wells Fargo Home Mortgage Consultant near you and get home mortgage loans, check rates, refinance your mortgage, and compare loans. Search by city and state or ZIP code, or use your location to browse all Wells Fargo Home Mortgage Consultants.
Wells Fargo’s main mortgage offerings are its 30-, 20- and 15-year fixed rate loans. These are very typical in length, though some lenders will forgo a 20-year option, which is again a testament to Wells Fargo’s substantial set of selections. When it comes to these fixed-rate mortgages, you’ll pay a set amount toward your loan for a ...
- Minimum Credit Score
- Minimum Down Payment
- Maximum Debt-To-Income (DTI) Ratio
Wells Fargo’s minimum credit score requirements vary by loan type. Your credit score may need to be higher than the minimums shown here based on other aspects of the transaction, such as loan-to-value ratio. Here are the minimum scores Wells Fargo requires: 1. Conventional.620 2. FHA. 640 3. FHA Streamline.600 if the loan requires credit qualificat...
Down payment requirements for a Wells Fargo mortgage also depend on the loan type. Here are the most common loan types with their down payment requirements: 1. Conventional.3% 2. FHA.3.5% 3. VA.0% 4. Jumbo.10.01% You might need a larger down payment depending on the loan amount, property type, property location, your income, occupancy type (primary...
Wells Fargo did not provide the maximum DTI ratiofor any of its loans. A general rule of thumb is to keep your monthly debt payments below 43% of your gross monthly income. However, some loan programs allow a DTI as high as 50%, depending on other aspects of your finances. That means you might not get approved for a mortgage with the minimum credit...
Dec 13, 2023 · You can apply for a mortgage with Wells Fargo in person at a branch location, online or by phone at 877-937-9357. Its customer service hours are Monday through Friday from 8 a.m. to 11 p.m. ET and ...
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