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  1. Pay-as-go-you insurance is an insurance policy with premiums calculated based on how frequently and how far you drive instead of how your insurance company predicts you'll drive....

  2. Apr 12, 2023 · Pay-per-mile car insurance is the same coverage as standard auto insurance, but the cost depends on how much you drive. Rates are usually determined by a base rate plus a per-mile charge. Some smaller specialty insurance companies specialize in pay-per-use coverage, along with a few larger companies like Nationwide.

  3. Call 1-855-241-9720 or your agent. SmartMiles is not available in the following states: AK, HI, LA, NC, NY and OK. SmartMiles is now available in California. Introducing a pay-per-mile car insurance program that could save you money. SmartMiles is car insurance for low-mileage drivers.

  4. Oct 25, 2023 · Here’s an example of what a pay-per-mile plan might look like: You pay a monthly base rate of $29 per month and a per-mile rate of 5 cents. If you drive 500 miles in a month, you would pay a...

  5. Apr 16, 2024 · What is pay-per-mile car insurance? Pay-per-mile insurance lets you pay for coverage based on how many miles you drive. Because of this, it’s best suited for people...

  6. May 7, 2024 · Pay-per-mile car insurance, also sometimes referred to as low-mileage car insurance, pay-per-use car insurance or pay-as-you-go car insurance, is an insurance policy that offers the same coverage, including liability coverage, anything else required by law, and comprehensive and collision coverage — but is priced, in part, based on how much you ...

  7. Mar 22, 2021 · Pay-as-you-go car insurance works by using an installed device, app or a built-in service like OnStar to track your driving, called telematics. The policy’s main characteristic is that it uses the tracked driving behavior to set rates or give discounts, and it works best if you don’t drive many miles each year.

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