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Jan 1, 2001 · 15 U.S. Code § 1681b - Permissible purposes of consumer reports. In response to the order of a court having jurisdiction to issue such an order, a subpoena issued in connection with proceedings before a Federal grand jury, or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18.
- 1681C
The 7-year period referred to in paragraphs (4) and (6) of...
- Chapter 41
subchapter i—consumer credit cost disclosure (§§ 1601 –...
- 15 U.S. Code 1681E
each permissible purpose under section 1681b of this title...
- Account
account (4) Account and electronic fund transfer .— The...
- Credit
credit (5) Credit and creditor .— The terms “credit” and...
- Employment Purposes
employment purposes (h) The term “employment purposes” when...
- 1681C
Jul 7, 2022 · The Bureau explains that FCRA section 604 (a) (3) requires a consumer reporting agency to have reason to believe that a user has a permissible purpose for a consumer report. It also reminds users that FCRA section 604 (f) prohibits using or obtaining a consumer report without a permissible purpose.
Learn what permissible purpose means under the Fair Credit Reporting Act (FCRA) and how it affects the use and disclosure of consumer reports. Find out the conditions, requirements and notifications for different purposes, such as credit, employment, insurance and child support.
The Bureau explains the consumer-specific nature of the permissible purposes for furnishing, using, and obtaining consumer reports under the FCRA. It also reminds consumer report users of the prohibition on using or obtaining consumer reports without a permissible purpose.
Learn what are the legal grounds for obtaining and using consumer reports under the Fair Credit Reporting Act (FCRA). Find out the conditions, exceptions, and requirements for different types of consumer reports, such as credit, employment, insurance, and child support.
Jul 12, 2022 · The CFPB interprets the FCRA to prohibit CRAs from providing consumer reports to users without a consumer-specific permissible purpose and a reason to believe the information pertains to the consumer. The CFPB also rejects the use of name-only matching and disclaimers by CRAs and imposes strict liability on users for violations.
whole or in part for the purpose of serving as a factor in establishing the consumer’s eligibility for (A) credit or insurance to be used primarily for personal, family, or household purposes; (B) employment purposes; or (C) any other purpose authorized under section 604 [§ 1681b]. (2) Exclusions.
