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  1. Refinance your student loans before rates go up. Fixed rates starting as low as 5.24% APR* with autopay. Student loan refinancing done fast, easy, & online!

    • Rates

      All student loan rates below are shown with the Autopay...

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  3. SoFi Student Loan Refinance Servicing. Follow. How do I pay off my SoFi Student Loan Refinance (SLR) loan? I would like to pay my Student Loan twice per month, is that an option? Who is MOHELA? Will making a large payment or additional payments change my monthly due amount?

  4. Jun 19, 2023 · When you refinance student loans, you pay off your existing loans with a new loan with new terms from a private lender. The primary benefit of refinancing is that you can save money over the life of the loan if you’re able to lower your interest rate.

  5. When you refinance your loans, you waive any current and potential future benefits of your federal loans, including temporary waiver of payments that the federal government will provide to federal student loan borrowers, and replace those with a SoFi Student Loan Refinance.

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