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  2. SoFi® Can Help Simplify Your Finances. Join Our 8 Million+ Member Community Today! SoFi helps you protect your accounts with 24/7 account monitoring.

    • How Does It Work?

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  1. SoFi offers personal loans for various purposes, such as debt consolidation, travel, weddings, and home improvements. Apply online and get low fixed rates, no fees, and same-day funding with no impact to your credit score.

    • Loan Amounts & Terms
    • Loan Costs
    • Perks & Features
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    Loan amounts. In general, SoFi offers unsecured personal loansfrom $5,000 to $100,000. However, minimum loan amounts are higher in certain states—$10,001 in Arizona, Massachusetts and New Hampshire...
    Loan terms. SoFi’s personal loans are available for terms between two and seven years—or 24 and 84 months.
    APR. SoFi offers APRs between 8.99% to 29.99% (with autopay). Maximum interest rates are lower in several states: Alaska, Colorado, Connecticut, Hawaii, Illinois, Kansas, Maine, Oklahoma, South Car...
    Origination fees. No origination fees are required.
    Late fees. Borrowers are not charged late fees—although late payments will result in higher interest accrual.
    Prepayment penalty fees. SoFi does not impose prepayment penalties, so borrowers have the freedom to pay off their loans prior to the end of their loan term.

    In addition to the 0.25% APR reduction for autopay enrollees, SoFi offers customers a few other helpful perks: 1. Flexible payment date. SoFi borrowers have the ability to change their payment dates once per year. This can be helpful if your employer has a unique payment schedule or if you prefer to cluster bill payments around specific dates.

    SoFi offers unsecured personal loans up to $100,000 for terms of two to seven years. Learn about the pros, cons, rates, terms, requirements and customer reviews of SoFi personal loans.

  2. Apr 23, 2024 · SoFi Personal Loans Review. APPLY NOW. 4.4. U.S. News Rating. Our Take. SoFi offers competitive interest rates and charges no fees, but if you're looking for a loan of less than $5,000,...

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  3. Mar 22, 2024 · SoFi offers personal loans up to $100,000 with low APRs, flexible terms and co-borrowing option. Read Bankrate's review of SoFi's features, pros and cons, customer experience and comparison with other lenders.

  4. Jan 25, 2024 · SoFi offers personal loans from $5,000 to $100,000 with no fees and multiple rate discounts. Learn how to qualify, apply and compare SoFi with other lenders.

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