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  3. cessful investor starts with the basics—the information in this brochure. A few people may stumble into financial security—a wealthy relative may die, or a business may take off. But for most peo-ple, the only way to attain financial security is to save and in-vest over a long period of time. Time after time, people of even modest means who ...

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  5. Value investing was established by Benjamin Graham and David Dodd, both professors at Columbia Business School and teachers of many famous investors. In Graham's book The Intelligent Investor, he advocated the important concept of margin of safety — first introduced in Security Analysis, a 1934 book he co-authored with David Dodd — which calls for an approach to investing that is focused ...

  6. Please read the Schwab Intelligent Portfolios Disclosure Brochures for important information, pricing, and disclosures relating to Schwab Intelligent Portfolios. Schwab Intelligent Portfolios is made available through Charles Schwab & Co., Inc. ("Schwab") a dually-registered investment adviser and broker dealer.

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