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  1. Unemployment insurance in the United States, colloquially referred to as unemployment benefits, refers to social insurance programs which replace a portion of wages for individuals during unemployment.

  2. In the United States, there are 50 state unemployment insurance programs plus one each in the District of Columbia, Puerto Rico and United States Virgin Islands. Though policies vary by state, unemployment benefits generally pay eligible workers as high as $1,015 in Massachusetts to a low as $235 per week maximum in Mississippi .

  3. In March 2020, during the 2020 COVID-19 pandemic, American unemployment saw a huge increase; claims in one week rose to 3.3 million from 281,000 on the previous week. The previous record for unemployment claims in one week was only about one fifth as high, at 695,000 claims in 1982.

  4. Sep 7, 2023 · Key Takeaways. Unemployment insurance is a state-run program that provides individuals with weekly payments when they lose their jobs and meet certain...

    • Julia Kagan
  5. Oct 4, 2016 · Definition: Unemployment Insurance is a method of safeguarding individuals against distress for a short period of time after they become unemployed. It is designed to compensate only employable persons who are able and willing to work and who are unemployed through no fault of their own.

  6. To receive unemployment insurance benefits, you need to file a claim with the unemployment insurance program in the state where you worked. Depending on the state, claims may be filed in person, by telephone, or online.

  7. Jul 20, 2020 · Created in 1935, the federal-state unemployment insurance (UI) program, as it was structured pre-COVID-19, temporarily replaces a portion of wages for workers who have been laid off, as long as...

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